There are no geographical USDA loan restrictions in this postal code. Click for more details on 62571.

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Positive:
1. Effingham is conveniently located near major highways, making it easy to get around the area.
2. The city has a wide range of shopping and dining options, making it easy to find something to do.
3. The city has a strong sense of community and is home to many local businesses and organizations.

Negative:
1. The cost of living in Effingham is higher than in many other cities in the area.

Tony Lape
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It its Real Estate .... Its REMAX!
Licensed Realtor since 1998 Tony has helped hundreds of families relocate to and within Shelby and Moultrie Counties. He ... see full details and contact information for Lesley ... Continuing Contributor & Active Volunteer - The Ronald McDonald House
Lesley has 7 recent and active property listings that range in price from $50,000 to $1,176,000.
Serving the areas of Herrick, Shelbyville, Pana, Lakewood, Moweaqua, Assumption, Cowden & Findlay
Glenda Sphar
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Glenda Sphar Realty


Office address:
1010 Lincoln Ave.
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Glenda has 17 recent and active property listings that range in price from $29,900 to $449,900 with the most recent sale on 2024-05-07 for $430,000.
Serving the areas of Dalton City, Windsor, Bethany, Moweaqua, Pana, Macon, Gays, Mount Zion, Tower Hill & Charleston
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Keith Hartman
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The RIGHT agent every step of the way!
Keith has been buying, building, and selling homes for 38 years in the Effingham area and Property Management and Real ... see full details and contact information for Keith ... Commercial, Property Management, and Real Estate Investment needs.
Keith has 31 recent and active property listings that range in price from $40,000 to $2,394,800 with the most recent sale on 2024-05-09 for $850,000.
Serving the areas of Strasburg, Hidalgo, Stewardson, Toledo, Brownstown, Montrose, Newton, Edgewood & Sigel
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Jamie Price
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Your Property,My Priority
In 2015 I decided to take my passion for helping others and my interest in the housing market to the next level and become a ... see full details and contact information for Jamie ... You just tell me what you're looking for and let me get to work for you.
This realtor has 7 recent and active property listings that range in price from $65,000 to $290,000 with the most recent sale on 2024-05-08 for $683,430.
Serving the areas of Mattoon, Beecher City, Shelbyville, Assumption, Effingham, Herrick, Windsor, Stewardson & Strasburg
Matt Forcum
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Hello! I've been a Realtor and Auctioneer serving customers throughout Illinois since 2007. To better serve my customers, ... see full details and contact information for Matt ... spending time traveling and working around our 4th generation family farm.
Matt has 6 recent and active property listings that range in price from $94,500 to $279,900 with the most recent sale on 2024-04-23 for $360,000.
Serving the areas of Effingham, Lovington, Lerna, Edgewood, Altamont, Gays, Oreana, Arthur, Herrick & Findlay
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Brandon Peteroccelli
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We sell hard to sell properties!
Brandon Peteroccelli, REALTOR, with HALDON BURGENER AUCTION & REALLY of Moweaqua IL. Trusted professional who have been in the business since 1976.
This realtor has 1 active or recent property listings for $165,000.
Serving the areas of Pana, Macon, Moweaqua, Tower Hill, Mount Zion, Assumption, Shelbyville & Argenta
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Official State Seal

Here are some potential advantages and disadvantages of purchasing real estate in the city of Effingham, Illinois:

Advantages:
- Affordable housing: Effingham real estate is relatively affordable compared to other areas in the region, making it an attractive location for potential buyers.
- Good location: Effingham is located right along I-57, which makes it an excellent location for those who need to commute to other areas for work or leisure.
- Low cost of living: Compared to other parts of the state and country, the cost of living in Effingham is relatively low, which is great for those who are looking to stretch their budgets further.

Disadvantages:
- Limited job opportunities: While Effingham is located near interstates and highways, which provides easy access to other areas, there may be limited job opportunities within the city itself.
- Weather: Effingham is located in an area of the country that can experience extreme weather conditions, including severe storms, tornadoes, and even blizzards in the winter months.
- Rural location: Effingham is a relatively small city in a mostly rural area, which means that it may not be best suited for those who are looking for a more bustling city atmosphere.

Of course, there are many factors to consider before making a real estate purchase, and the above are simply potential advantages and disadvantages of purchasing property in Effingham. It's important to do your due diligence on the local real estate market, economy, and other factors before making a decision.