USDA Eligibility Boundaries for Clay, Mississippi Clay QR code


State Welcome Sign  ClayCounty Seal
There are no geographical USDA loan restrictions in this county. 100% of Clay County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Clay county is rated a 3. The average temperature during the month of June is 81.1℉ and the average temperature in January is 44.7℉. The typical humidity of this area is approximately 65% and the area covered by water is 1.8%. The overall influence score for Clay is 8.

The map below displays geographic boundaries of Clay, Mississippi with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Chickasaw is 33 kilometers to the north west, Lowndes is 37 kilometers to the south east and Oktibbeha is 27 kilometers to the south.

Select from the above list of cities in Clay County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Mississippi.


County level USDA loan eligibility boundaries for Clay, Mississippi



Clay County, Mississippi is located in the northern part of the state and covers an area of 661 square miles. As of the 2010 census, the population was 13,922. The population is predominantly African American (77.1%), followed by White (21.0%), and other races (1.9%).

The median household income in Clay County is $21,945, which is significantly lower than the national average. The poverty rate is high at 33.7%, with over a quarter of the population living below the poverty line. The unemployment rate is also high at 10.7%.

The majority of housing units in Clay County are renter-occupied (60.2%), while owner-occupied units make up 39.8%. The average housing unit in Clay County is a single-family home that was built before 1960 (56.3%).

Overall, the living conditions in Clay County are below average compared to the rest of Mississippi and the United States as a whole.


Clay, Mississippi
Rural homes in Clay, Mississippi
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Mississippi USDA program details you can also contact:
The USDA Rural Development staff are dedicated to assisting rural Mississippi communities through housing, business, and community programs. Their mission is to increase economic opportunity and improve the quality of life for all rural Americans.
Featured Property from USDA Loan Eligible Regions of Mississippi
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124 Highland Dr
Aberdeen, MS

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