There are no geographical USDA loan restrictions in this postal code. Click for more details on 13345.

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Good Things:
1. Clayton is located on the banks of the St. Lawrence River, offering residents beautiful views and access to plenty of outdoor activities such as fishing, boating, and swimming.
2. Clayton is home to a variety of small businesses, restaurants, and shops. This makes it easy for residents to find what they need without having to travel far from home.
3. Clayton is an affordable place to live, with relatively low housing costs when compared to other nearby cities.

Unappealing Aspect:
The winters in Clayton can be quite harsh, with high amounts of snowfall and bitterly cold temperatures. This can make it difficult to enjoy outdoor activities or even get around town during the winter months.

Stephen Gleason
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There's No Place Like NNY Homes!
Hello, and thank you for taking a moment to get to know me. My name is Stephen and I'm a lifetime resident of New York. I ... see full details and contact information for Stephen ... and contact me today to buy, sell, or rent the property of your dreams!
This realtor has 10 recent and active property listings that range in price from $15,000 to $314,900 with the most recent sale on 2024-06-25 for $358,000.
Serving the areas of Oswego, Parish, Theresa, Depauville, Pulaski, Natural Bridge, Lycoming, Westdale & Alexandria Bay
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Dean Oakes
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My interest in buying and selling started at a young age; in Elementary school, I created "fortune tellers" and sold them to ... see full details and contact information for Dean ... home. I can't wait to get to know you & find you your perfect dream home!
This realtor has 1 active or recent property listings for $226,000 with the most recent sale on 2024-06-19 for $357,600.
Serving the areas of Glenfield, Greig, Harrisville, Lowville, Alfred Station, Gouverneur, Carthage & Watertown
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Natalie Roth
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Celebrating 53 years of serving our clients at the highest level of excellence!
As a lifelong resident of the Mohawk Valley and Southern Adirondacks Region, I have a commitment to the value and amenities ... see full details and contact information for Natalie ... in completing a successful transition that benefits them to the fullest!
Natalie has 13 recent and active property listings that range in price from $35,000 to $549,000 with the most recent sale on 2024-03-01 for $659,000.
Serving the areas of Hinckley, Thendara, Westernville, Rome, Hoffmeister, Old Forge, Greig & Forestport
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Elizabeth Miller
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Selling Miles of the local Market One Yard at a Time
Elizabeth Miller is the Broker owner of Gentry Realty, her office is located in Boonville just 2 miles from the Lewis County ... see full details and contact information for Elizabeth ... and enthusiasm she strives to make the whole process a pleasant one.
Elizabeth has 4 recent and active property listings that range in price from $32,900 to $729,927 with the most recent sale on 2024-06-21 for $540,000.
Serving the areas of Ava, Martinsburg, Lyons Falls, Greig, Lee Center, Marcy, Woodgate, Forestport, Alder Creek & Westernville
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Rita Gamela
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I am afull time Real Estate Sales Person having a real estate license for the past 10+ years. My husband lived in Rome, NY ... see full details and contact information for Rita ... NY on a lovely 128 acre farm on Buck Hill with our rescued Dog and Cat.
Rita has 4 recent and active property listings that range in price from $120,000 to $495,000 with the most recent sale on 2024-06-20 for $800,000.
Serving the areas of Holland Patent, Thendara, Lee Center, West Leyden, Boonville, Remsen, Rome, Garrattsville & Turin
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C Jerry Vitiello
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Let me show you what quality customer service is
Hello, My name is Ciro Jerry Vitiello- Jerry to my friends, family and clients. I am a full time Real Estate Associate ... see full details and contact information for Jerry ... with you and given the chance, I am sure you will feel the same way.
Jerry has 2 recent and active property listings that range in price from $192,500 to $225,000 with the most recent sale on 2024-02-01 for $425,000.
Serving the areas of Westmoreland, Cold Brook, Utica, Middleville, Rome, Little Falls, Mohawk, New York Mills, Madison & Franklin Springs
Brandon Kenney
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There's no place like home
Hi there. My name is Brandon Kenney. I am a local real estate agent, and graduated from Sackets Harbor High School in ... see full details and contact information for Brandon ... and have gained a wide variety of contacts to help with this process.
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2024-05-31 for $228,000.
Serving the areas of Sackets Harbor, Clayton, Constableville, Great Bend, Calcium, Redwood, Lyons Falls, Black River, Thousand Island Park & Rodman
Scott Gerni
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Making Real Estate Easy
Hello, I am Scott Gerni Associate Broker for Hunt Real Estate in Watertown New York. I have over 28 years experience in real ... see full details and contact information for Scott ... feel free to give me a call to discuss your real estate adventure today.
Scott has 4 recent and active property listings that range in price from $110,000 to $169,900 with the most recent sale on 2024-04-29 for $800,000.
Serving the areas of Evans Mills, Liverpool, Fulton, Lacona, Lyons Falls, Adams, Brantingham, Calcium, Denmark & Dexter
Karla J Hannon
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I Love seeing homes, showing homes to people is so exciting especially when I get to know people. I have worked with the ... see full details and contact information for Karla ... to helping more in the near future! Everyday above ground is a great day!
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2024-05-23 for $515,000.
Serving the areas of Sylvan Beach, Altmar, Redfield, North Bay, Greig, Bernhards Bay, Brantingham, Taberg, Verona Beach & Glenfield
Rieanna Lee
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A native to Boonville, I have lived in many parts of Oneida county including rural Boonville, the Village of Boonville, ... see full details and contact information for Rieanna ... make the process less stressful and more enjoyable than one might expect.
Rieanna has 1 active or recent property listings for $359,900 with the most recent sale on 2024-04-10 for $325,000.
Serving the areas of Ava, Forestport, Inlet, Boonville, Brantingham, Hinckley, Croghan & Eagle Bay
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Michelle L Kotary, Agent
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Hi,My name is Michelle Kotary a licensed Real Estate Agent. I'm currently with Hunt Real Estate ERA in Clinton ,ny .Which I ... see full details and contact information for Michelle ... I "choosed" because I love what I do, Thats why I want to be your realtor.
Michelle has 0 active or recent property listings for $0 with the most recent sale on 2024-03-22 for $800,000.
Serving the areas of Oriskany, Clark Mills, Clinton, Frankfort, Greig, Yorkville, Stittville, New York Mills, Wampsville & Waterville
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Britt Abbey
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I am a full time real estate profession, acting as Broker/Owner of Good Morning Realty and lead appraiser for Abbey ... see full details and contact information for Britt ... educational and cultural opportunities that we were raised with.
Britt has 0 active or recent property listings for $0 with the most recent sale on 2024-03-18 for $500,000.
Serving the areas of Carthage, Glenfield, Deer River, Copenhagen, Harrisville, Beaver Falls, Camden, Croghan, West Leyden & Redfield
Heidi Westcott Broker/Owner
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Success With Consistency!
I am a lifelong resident of Remsen. My connection to this area, as well as my love for helping others, has motivated me to ... see full details and contact information for Heidi ... experience, as well as making their transition as smooth as possible!
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2022-11-16 for $230,000.
Serving the areas of Inlet, Remsen, Glenfield, New Hartford, Boonville, Forestport, Holland Patent, Rome & Poland
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Amanda Mattimore
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My name is Amanda Mattimore. I am the Broker/Owner of Northern Beginnings Realty LLC. I have vast experience in all aspects ... see full details and contact information for Amanda ... I can help you sell your home, please feel free to give me a call anytime.
Amanda has 1 active or recent property listings for $150,000 with the most recent sale on 2024-01-11 for $375,000.
Serving the areas of Greig, Lowville, Beaver Falls, Brantingham, Carthage, Martinsburg, Glenfield, Castorland, Copenhagen & Croghan
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Official State Seal

Here are some benefits of home ownership in the village of Clayton, New York:

1. Stable Housing Costs: Homeownership in Clayton can provide more stable housing costs than renting a home. Once you have a fixed-rate mortgage, your monthly costs will generally stay the same for the duration of your loan term.

2. Appreciation: Homeownership in Clayton can be an excellent long-term investment, as homes typically appreciate in value over time. This means that the value of your home is likely to increase, building equity and increasing your net worth.

3. Tax Benefits: Owning a home in Clayton can provide a range of tax benefits, such as being able to deduct mortgage interest, real estate taxes, and some closing costs.

4. Sense of Community: Clayton is known for its tight-knit community feel, and homeownership can help you feel more like a part of that community. Owning a home in Clayton can also help you build stronger relationships with your neighbors.

5. Creative Freedom: Homeownership in Clayton allows you to make changes to your property as you see fit, giving you the creative freedom to design and decorate your home as you like.

Overall, owning a home in Clayton, New York, can bring many benefits, such as financial gains, community belongingness, and the creative freedom to personalize your living space.