Living in Little Falls, New York has many positive aspects. First, it is a beautiful and picturesque city with a small-town charm. It offers a safe and friendly atmosphere, with plenty of outdoor activities, shopping, and dining. Second, Little Falls has some of the best schools in the area and is home to Herkimer County Community College.

On the downside, Little Falls is located in a rural area and can be difficult to get around without a car. Public transportation options are limited, which can make commuting to work or school difficult for some people. Additionally, the cost of living in Little Falls is higher than other areas in Herkimer County.

Home ownership in the town of Little Falls, New York, can offer several benefits, such as:

1. Building equity: By owning a home, you are building equity, which can be beneficial when it comes time to sell or refinance your home.

2. Tax benefits: Homeowners in Little Falls may be eligible for tax benefits, such as deducting mortgage interest from their federal income taxes.

3. Stability: Owning a home can provide a sense of stability and security, as you do not have to worry about rent increases or sudden moves.

4. Customization: Homeowners are free to customize their homes to their liking, whether it's a new paint job or a complete renovation.

5. Community involvement: Homeowners often become more involved in their community, which can lead to a greater sense of belonging and satisfaction.

These are just a few of the benefits of homeownership in Little Falls, NY.