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Looking to buy in Fairbanks North Star Borough, Alaska?
There are 228 USDA backed residential loans in Fairbanks North Star borough with an average loan balance of $184,189. Over 89% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $186,891. On average the rural home size purchased with this loan was approximately 1,315 SqFt. The state of Alaska determines loan eligibility income limits based on road access to the property. If the property has road access then a household of upto 4 people has an income limit of $114,400 and a household of between 5 and 8 people has a limit of $151,000. Otherwise, if the property has no road access, a household of upto 4 people has a income limit is $172,000 and a household of between 5 and 8 people has an income limit is $227,000. Fairbanks North Star borough applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Fairbanks North Star Borough, AK
* cities most likely to have USDA loan eligible properties for sale.
Aurora Lodge • *Badger • Chatanika • Chena Hot Springs • *Chena Ridge • Clear Creek Park • College • Dennis Manor • Dogpatch • Eielson AFB • *Ester • Fairbanks • *Farmers Loop • *Fox • *Goldstream • *HardingBirch Lakes • Harding Lake • Highland Park • *Moose Creek • Musk Ox • *North Pole • Olnes • *Pleasant Valley • *Salcha • South Van Horn • Standard • *Steele Creek • *Two Rivers
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Fairbanks North Star Borough.