There are no geographical USDA loan restrictions in this postal code. Click for more details on 36793.

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Rich Past * Bright Future



1. Great Schools: Harpersville is part of the Shelby County School System, which is highly rated and offers excellent educational opportunities for students of all ages.

2. Proximity to Birmingham: Residents of Harpersville are just a short drive away from the city of Birmingham, which offers plenty of shopping, dining, entertainment and cultural attractions.

3. Low Cost of Living: The cost of living in Harpersville is much lower than the national average, making it a great place to live for those on a budget.

Not So Good Aspect: Limited Job Opportunities: While there are some job opportunities in the area, they can be hard to come by due to the small population and limited business opportunities in the area.

Julie Holdsambeck
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Serving Central Alabama, saving you time and money with expert care!
Julie Holdsambeck is a native of Bibb County and assists Central Alabama with buying and selling dream homes, land and other ... see full details and contact information for Julie ... should sell for in TODAY's market? Call or text--I would love to meet you!
This realtor has 11 recent and active property listings that range in price from $15,000 to $674,000 with the most recent sale on 2024-05-06 for $420,000.
Serving the areas of Montevallo, Woodstock, West Blocton, Brent, Marion, Lawley, Centreville & Vance
Gail Hutton
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Vastly Experienced in Buying & Selling Real Estate with almost 40 years worth of knowledge & skills. Regardless of the value ... see full details and contact information for Gail ... will represent your interests in negotiations & working out the best deal!
Gail has 3 recent and active property listings that range in price from $50,000 to $150,000 with the most recent sale on 2024-07-09 for $615,000.
Serving the areas of Mount Olive, Sayre, Riverside, Steele, Adamsville, Randolph, Mulga, Chelsea, Warrior & Locust Fork
Rick Knotts
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I am a Member of the National Association of Realtors, Member Alabama Association of Realtors, Member Birmingham, Alabama ... see full details and contact information for Rick ... empty-nesters that are downsizing to accommodate their current lifestyle.
Rick has 5 recent and active property listings that range in price from $23,000 to $150,000 with the most recent sale on 2024-04-15 for $500,000.
Serving the areas of Townley, Ragland, Adamsville, Brent, Hayden, Sipsey, Oakman, Vandiver, West Blocton & Columbiana
Read the reviews for Rick Knotts
Jeannie Smith
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Dream With Jeannie
I am a Top Producing Realtor using my Five+ years of experience to help my buyers and sellers in Central Alabama, ... see full details and contact information for Jeannie ... I love to help anyone facing cancer. I cant wait to work together!
This realtor has 12 recent and active property listings that range in price from $36,000 to $469,900 with the most recent sale on 2024-06-14 for $437,200.
Serving the areas of Lawley, Clanton, Columbiana, Plantersville & Maplesville
Rachel A. Mitchell
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After a career in sales and marketing, I have learned that having the ability to think outside the box for what could be ... see full details and contact information for Rachel ... your dream catcher and help you CATCH your dream property! Call me today!
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2024-03-20 for $252,500.
Serving the areas of Fort Deposit, Luverne, Brantley, Notasulga, Goodwater, Thorsby, Valley, Greenville & Deatsville
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Here are some general pros and cons of home ownership in Harpersville, Alabama, which apply to most areas:

Pros:
- Equity building: Home ownership allows you to build equity over time as you pay down your mortgage and your property potentially appreciates in value.
- Stability: Owning a home can provide a sense of stability, as you can stay in one place and establish roots in the community.
- Control: Homeowners have more control over their living space than renters, as they can make changes to the property as they see fit.
- Tax benefits: Homeowners may be eligible for tax deductions related to their mortgage interest and property taxes.

Cons:
- Responsibility and maintenance: Homeowners are responsible for maintaining and repairing their property, which can be costly and time-consuming.
- Limited flexibility: Homeowners may have less flexibility to move, as selling a home can be a lengthy and unpredictable process.
- Upfront costs: Purchasing a home can involve significant upfront costs, including a down payment, closing costs, and moving expenses.
- Market risks: Real estate values can fluctuate, and there is always a risk that your property may not appreciate as much as you hoped or could even decrease in value.

Keep in mind that the pros and cons of home ownership can vary based on your individual situation and the specific property you are considering. It's a good idea to work with a real estate professional to help you evaluate the pros and cons and make an informed decision.