Find USDA Eligible Properties in Baldwin County


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There are 1,300 USDA backed residential loans in Baldwin county with an average loan balance of $131,807. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $133,171. On average the rural home size purchased with this loan was approximately 1,688 SqFt. Baldwin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Baldwin County is roughly 4,348 square kilometers. USDA defined regions of rural loan ineligibility in Baldwin cover 177 square kilometers of the county. Approximately 4.1% of Baldwin County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Baldwin County, AL   Baldwin QR code
* cities most likely to have USDA loan eligible properties for sale.

Barnwell   •   Battles Wharf   •   *Bay Minette   •   Belforest   •   Blacksher   •   *Bon Secour   •   Bridgehead   •   Bromley   •   Carney   •   Caswell   •   Clay City   •   Crossroads   •   DOlive   •   Daphne   •   Douglasville   •   Dyas   •   *Elberta   •   Elsanor   •   Fairhope   •   *Foley   •   Fort McDermott   •   Fort Morgan   •   Gasque   •   Gateswood   •   Gulf Highlands   •   *Gulf Shores   •   Houstonville   •   Hurricane   •   Jackson Oak   •   Josephine   •   Latham   •   *Lillian   •   Little River   •   Lottie   •   *Loxley   •   Loyola Villa   •   *Magnolia Springs   •   Malbis   •   Marlow   •   Miflin   •   Montrose   •   Oak   •   *Orange Beach   •   Palmetto Beach   •   Park City   •   *Perdido   •   *Perdido Beach   •   Phillipsville   •   Pinchona   •   Pine Grove   •   *Point Clear   •   Rabun   •   Redtown   •   River Park   •   *Robertsdale   •   Romar Beach   •   Rosinton   •   Seminole   •   Serange   •   *Silverhill   •   *Spanish Fort   •   *Stapleton   •   Steelwood   •   *Stockton   •   *Summerdale   •   Tensaw   •   Turkey Branch   •   Vaughn   •   Whitehouse Forks   •   Yelling Settlement   •   Yupon

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Baldwin County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Baldwin County, Alabama
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Baldwin County
12750 Breman Rd
Elberta, AL

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31635 Shambo Rd
Spanish Fort, AL

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10757 Brodick Loop
Spanish Fort, AL

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