Find USDA Eligible Properties in Clay County


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There are 29 USDA backed residential loans in Clay county with an average loan balance of $97,550. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $100,882. On average the rural home size purchased with this loan was approximately 1,642 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clay County is roughly 1,568 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clay County is 9. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, AL   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

*Ashland   •   Barfield   •   Berwick   •   Bowden Grove   •   Brownsville   •   Campbell Springs   •   Campbells Crossroads   •   Carr Mill   •   Chambers Springs   •   Clairmont Springs   •   Cleveland Crossroads   •   Cooley Crossroads   •   Cragford   •   *Delta   •   East Mill   •   Erin   •   Gibsonville   •   Glades   •   Gunthertown   •   Harkins Crossroads   •   Haynes Crossroad   •   High Pine   •   *Hollins   •   *Lineville   •   Mellow Valley   •   *Millerville   •   Motley   •   Pinkneyville   •   Pyriton   •   Rays Crossroads   •   Roselle   •   Sikesville   •   Skeggs Crossroads   •   Springhill   •   Watts Crossroads   •   Weathers

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Clay County, Alabama
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Clay County
420 S Lakeshore Dr
Talladega, AL

property photo