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Looking to buy in Clay County, Alabama?
There are 29 USDA backed residential loans in Clay county with an average loan balance of $97,550. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $100,882. On average the rural home size purchased with this loan was approximately 1,642 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200. Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Search listings in the cities of Clay County, AL
* cities most likely to have USDA loan eligible properties for sale.
*Ashland • Barfield • Berwick • Bowden Grove • Brownsville • Campbell Springs • Campbells Crossroads • Carr Mill • Chambers Springs • Clairmont Springs • Cleveland Crossroads • Cooley Crossroads • Cragford • *Delta • East Mill • Erin • Gibsonville • Glades • Gunthertown • Harkins Crossroads • Haynes Crossroad • High Pine • *Hollins • *Lineville • Mellow Valley • *Millerville • Motley • Pinkneyville • Pyriton • Rays Crossroads • Roselle • Sikesville • Skeggs Crossroads • Springhill • Watts Crossroads • Weathers
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.