USDA Eligibility Boundaries for Clay, Alabama

 
There are no geographical USDA loan restrictions in this county. 100% of Clay County is eligible for rural development USDA home loans.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Clay county is rated a 4. The average temperature during the month of June is 79.2℉ and the average temperature in January is 44.2℉. The typical humidity of this area is approximately 67% and the area covered by water is 0.15%. The overall influence score for Clay is 9.

The map below displays geographic boundaries of Clay, Alabama with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Randolph is 37 kilometers to the east, Talladega is 30 kilometers to the north west and Tallapoosa is 45 kilometers to the south.
  Select a City in Clay  * Ashland Barfield Berwick Bowden Grove Brownsville Campbell Springs Campbells Crossroads Carr Mill Chambers Springs Clairmont Springs Cleveland Crossroads Cooley Crossroads Cragford* Delta East Mill Erin Gibsonville Glades Gunthertown Harkins Crossroads Haynes Crossroad High Pine* Hollins* Lineville Mellow Valley* Millerville Motley Pinkneyville Pyriton Rays Crossroads Roselle Sikesville Skeggs Crossroads Springhill Watts Crossroads Weathers

Select from the above list of cities in Clay County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Alabama.

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Clay County, Alabama is located in the Northeast part of the state bordering Georgia and Tennessee. According to the 2019 U.S. Census, the population of Clay County is 13,932 people. The racial makeup of the county is 66.9% White, 30.7% Black or African American, 0.2% Native American, 0.7% Asian, 0.1% Pacific Islander, 0.8% from other races, and 1.5% from two or more races. Most residents of Clay County are concentrated in its two towns: Lineville and Ashland. The median household income in Clay County is $35,890 and the median home value is $77,100.

The living conditions in Clay County vary depending on location and socioeconomic status but most areas are rural with small towns and limited access to services and amenities like health care, grocery stores and restaurants. The unemployment rate is generally higher than average for the state at around 9%, with a poverty rate of 25%. Housing conditions tend to be older homes that may need repairs or upgrades to be considered livable.

Clay, Alabama

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Alabama USDA program details you can also contact:

USDA RURAL DEVELOPMENT STATE OFFICE
4121 Carmichael Road, Suite 601
Montgomery, AL 36106
334-279-3400

Alabama USDA Rural Development programs are administered through 8 Area Offices.  For information or to file an application, contact the Area Office serving your county.

Featured Property from USDA Loan Eligible Regions of Alabama