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Looking to buy in Colbert County, Alabama?
There are 108 USDA backed residential loans in Colbert county with an average loan balance of $93,006. Over 89% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $93,609. On average the rural home size purchased with this loan was approximately 1,602 SqFt. Colbert county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Colbert County is roughly 1,615 square kilometers. USDA defined regions of rural loan ineligibility in Colbert cover 119 square kilometers of the county. Approximately 7.4% of Colbert County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Colbert County, AL
* cities most likely to have USDA loan eligible properties for sale.
Alabama Shores • Allsboro • Barton • Bingham • Bishop • Burnstown • Cave Spring • Cedar Hills Estates • *Cherokee • Colbert Heights • Cottontown • Crooked Oak • Ford City • Fosters Mill • Hobgood • Lane Springs • *Leighton • Ligon Springs • Lime Kiln • Lime Rock • Listerhill • *Littleville • Malone • Margerum • Maud • Milk Springs • Mount Hester • Muscle Shoals • Mynot • Nitrate City • Old Bethel • Paradise Points • Peytona Points • Red Rock • Riverton • Sheffield • Spring Valley • Tuscumbia • Underwood Crossroads • Village Number 1 • Virginia Shores • White House Springs • Whiteoak • Wilson Lake Shores
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Colbert County.