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Looking to buy in Cullman County, Alabama?
There are 680 USDA backed residential loans in Cullman county with an average loan balance of $103,108. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $105,748. On average the rural home size purchased with this loan was approximately 1,465 SqFt. Cullman county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Cullman County is roughly 1,957 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cullman County is 5. See the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Cullman County, AL
* cities most likely to have USDA loan eligible properties for sale.
Ardell • Arkadelphia • *Baileyton • Baileytown • Baldwin • Battleground • Birdsong • Black Bottom • Bremen • Brushy Pond • Center Community • Centerville • Chances Crossroad • Cold Springs • *Colony • Crane Hill • *Cullman • *Dodge City • Dripping Springs • Dyers Crossroads • *East Point • *Fairview • Fairview West • *Garden City • Gold Ridge • *Good Hope • Grandview • Guthery Crossroads • *Hanceville • *Holly Pond • Johnsons Crossing • Jones Chapel • *Joppa • Longview • Loretto • Maple Forks • Mount View • Nesmith • New Canaan • North Vinemont • North Walter • Phelan • Pleasant View • River Bend • Simcoe • *South Vinemont • Thrasher Crossroads • Trade • Trimble • Vinemont • Walter • Welti • Wesoda • *West Point • Wilburn
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cullman County.