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USDA Eligibility Boundaries for Fayette, Alabama 
There are no geographical USDA loan restrictions in this county. 100% of Fayette County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Fayette county is rated a 3. The average temperature during the month of June is 79.6℉ and the average temperature in January is 43.7℉. The typical humidity of this area is approximately 66% and the area covered by water is 0.25%. The overall influence score for Fayette is 6.
The map below displays geographic boundaries of Fayette, Alabama with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Fayette County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Alabama.
Fayette County, Alabama is a largely rural area located in the west-central part of the state. As of 2019, the population of Fayette County was 17,649, with 82.2% of the population being White (non-Hispanic) and 18.1% being Black or African American. The median household income for Fayette County is $42,903, which is lower than the national average of $61,937.
The majority of residents in Fayette County live in rural areas, and the area has a significant poverty rate. As of 2019, 16.6% of people living in Fayette County were living below the poverty line, which is higher than both the national average (10.5%) and the state average (16%).
The quality of housing in Fayette County is also lower than the national average. In 2018, only 74% of housing units were occupied by their owners while 26% were rented out. The median value for housing units in Fayette County was $87,400 compared to the national median of $231,200.
In addition to lower incomes and poorer housing conditions, Fayette County also has a higher rate of unemployment than both the state and national averages. In 2019, the unemployment rate for Fayette County was 5.1%, which is higher than both the Alabama average (4%) and the U.S. average (3.7%).
Fayette, Alabama
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Alabama USDA program details you can also contact:
USDA RURAL DEVELOPMENT STATE OFFICEFeatured Property from USDA Loan Eligible Regions of Alabama
4121 Carmichael Road, Suite 601
Montgomery, AL 36106
334-279-3400
Alabama USDA Rural Development programs are administered through 8 Area Offices. For information or to file an application, contact the Area Office serving your county.
