There are 165 USDA backed residential loans in Geneva county with an average loan balance of $95,789. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $98,942. On average the rural home size purchased with this loan was approximately 1,604 SqFt. Geneva county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200. Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Search listings in the cities of Geneva County, AL
* cities most likely to have USDA loan eligible properties for sale.
Bailey Crossroads • Bald Hill • Bellwood • *Black • Chancellor • *Coffee Springs • Dundee • Earlytown • *Eunola • Fadette • *Geneva • Hacoda • *Hartford • High Bluff • Highfalls • Highnote • Kellys Crossroads • Lowery • Lytle • *Malvern • Marl • Pera • Piney Grove • *Samson • Scranton • Sellersville • *Slocomb • Spears • Thurston • Vanlandingham Mill • Weeks
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Geneva County.