There are 165 USDA backed residential loans in Geneva county with an average loan balance of $95,789. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $98,942. On average the rural home size purchased with this loan was approximately 1,604 SqFt. Geneva county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Geneva County is roughly 1,494 square kilometers. There are no geographical USDA loan restrictions here. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Geneva County, AL
* cities most likely to have USDA loan eligible properties for sale.
Bailey Crossroads • Bald Hill • Bellwood • *Black • Chancellor • *Coffee Springs • Dundee • Earlytown • *Eunola • Fadette • *Geneva • Hacoda • *Hartford • High Bluff • Highfalls • Highnote • Kellys Crossroads • Lowery • Lytle • *Malvern • Marl • Pera • Piney Grove • *Samson • Scranton • Sellersville • *Slocomb • Spears • Thurston • Vanlandingham Mill • Weeks
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Geneva County.