Find USDA Eligible Properties in Jefferson County

 

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Featured agents: Mattie Bell
  

Looking to buy in Jefferson County, Alabama?

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There are 1,170 USDA backed residential loans in Jefferson county with an average loan balance of $129,405. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $130,593. On average the rural home size purchased with this loan was approximately 1,543 SqFt. Jefferson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Jefferson County is roughly 2,910 square kilometers. USDA defined regions of rural loan ineligibility in Jefferson cover 1,427 square kilometers of the county. Approximately 49.0% of Jefferson County is ineligible for traditional USDA home loans. The influence score for Jefferson County is 2. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Jefferson County, AL  
* cities most likely to have USDA loan eligible properties for sale.
  Select a City   Adamsville Airport Highlands Altamont Park Alton* Argo Ayres Bagley Bartonville Bay View Beltona Belwood Bessemer Birmingham Biscayne Highlands Black Creek Black Diamond Blossburg Blue Creek Blue Ridge Estates Bluff Park Booker Heights Boyles Highlands Brentwood Hills Bridlewood Forest Estates Brighton Brooklane Place* Brookside Bush* Cardiff Center Point Center Point Gardens Centercrest Centerwood Estates Chetopa Chinn Clay Coalburg Coaldale Collins Columbus* Concord Corner Country Club Highlands Country Estates Crestview Hills Crosston Crumley Chapel Daisey City Danville Docena Dolomite Dolonar Duncan East Boyles East Brighton East Haven East Irondale Eastern Valley* Edgewater Ezra Fairfield Fernwood Estates Fieldstown Flat Creek Flat Top Flint Hill Forest Acres Forestdale Fultondale Gardendale Garywood Genery Gilmore Glasgow Godwin Estates Grants Mill Grasselli Grayson Valley* Graysville Harlem Heights Hayes Highland Hickory Grove Hillman Hillman Gardens Hillman Park Hillview Holiday Gardens Holiday Park Estates Homewood Hoover Hudson Grove Hueytown Humoro Industrial City Interurban Heights Irondale Jefferson Park Jet Ketona Kilgore* Kimberly Labuco Laceys Chapel Lakewood Estate Lakewood Hills Larkwood Lawsontown Leeds Liberty Highlands Linn Crossing Linton Lipscomb Little Shoal Lola City Loveless Park Lovick Lowetown Majestic Masseyline Maxine* Maytown McAdory McCalla McCombs* McDonald Chapel Media Midfield Minor Monmouth Morningside* Morris* Mount Olive Mountain Brook Mud Creek* Mulga Mulga Mine Muscoda New Castle* North Johns North Lake Park Oak Lawn Oak Park Old Jonesboro Overton Oxmoor Palmerdale Palos Parkwood Partridge Crossroads Patton Chapel Pauls Hill Penfield Heights Petes Crossroads Phillips Estates Pine Crest Pinkney City* Pinson Plain View* Pleasant Grove Port Birmingham Porter Powhatan Praco Queenstown Raimund Republic Rice Robbins Crossroads Robinwood* Rock Creek Rockdale Rocky Ridge Roebuck Plaza RooseveltCairo Village Roper Rutledge Springs Sandusky Sayre Sayreton Scott City Self Creek Seloca Shades Cliff Shady Brook Shadywood Shannon Sherman Heights Short Creek Smithson Snowtown Spaulding Springdale Sueann Summit Farm Sumter Sun Valley* Sylvan Springs Tarpley Tarrant Tarrant Heights Toadvine* Trafford Trussville Upper Coalburg Valhalla Valley Creek Vestavia Hills Village Springs Vines Mill Virginia Vulcan* Warrior Weems Weller Wenonah West Ensley West Highlands* West Jefferson West Sayre Westfield Westwood Wheeling Crossroad Winetka Woodaire Estates Woodward
Adamsville   •   Airport Highlands   •   Altamont Park   •   Alton   •   *Argo   •   Ayres   •   Bagley   •   Bartonville   •   Bay View   •   Beltona   •   Belwood   •   Bessemer   •   Birmingham   •   Biscayne Highlands   •   Black Creek   •   Black Diamond   •   Blossburg   •   Blue Creek   •   Blue Ridge Estates   •   Bluff Park   •   Booker Heights   •   Boyles Highlands   •   Brentwood Hills   •   Bridlewood Forest Estates   •   Brighton   •   Brooklane Place   •   *Brookside   •   Bush   •   *Cardiff   •   Center Point   •   Center Point Gardens   •   Centercrest   •   Centerwood Estates   •   Chetopa   •   Chinn   •   Clay   •   Coalburg   •   Coaldale   •   Collins   •   Columbus   •   *Concord   •   Corner   •   Country Club Highlands   •   Country Estates   •   Crestview Hills   •   Crosston   •   Crumley Chapel   •   Daisey City   •   Danville   •   Docena   •   Dolomite   •   Dolonar   •   Duncan   •   East Boyles   •   East Brighton   •   East Haven   •   East Irondale   •   Eastern Valley   •   *Edgewater   •   Ezra   •   Fairfield   •   Fernwood Estates   •   Fieldstown   •   Flat Creek   •   Flat Top   •   Flint Hill   •   Forest Acres   •   Forestdale   •   Fultondale   •   Gardendale   •   Garywood   •   Genery   •   Gilmore   •   Glasgow   •   Godwin Estates   •   Grants Mill   •   Grasselli   •   Grayson Valley   •   *Graysville   •   Harlem Heights   •   Hayes Highland   •   Hickory Grove   •   Hillman   •   Hillman Gardens   •   Hillman Park   •   Hillview   •   Holiday Gardens   •   Holiday Park Estates   •   Homewood   •   Hoover   •   Hudson Grove   •   Hueytown   •   Humoro   •   Industrial City   •   Interurban Heights   •   Irondale   •   Jefferson Park   •   Jet   •   Ketona   •   Kilgore   •   *Kimberly   •   Labuco   •   Laceys Chapel   •   Lakewood Estate   •   Lakewood Hills   •   Larkwood   •   Lawsontown   •   Leeds   •   Liberty Highlands   •   Linn Crossing   •   Linton   •   Lipscomb   •   Little Shoal   •   Lola City   •   Loveless Park   •   Lovick   •   Lowetown   •   Majestic   •   Masseyline   •   Maxine   •   *Maytown   •   McAdory   •   McCalla   •   McCombs   •   *McDonald Chapel   •   Media   •   Midfield   •   Minor   •   Monmouth   •   Morningside   •   *Morris   •   *Mount Olive   •   Mountain Brook   •   Mud Creek   •   *Mulga   •   Mulga Mine   •   Muscoda   •   New Castle   •   *North Johns   •   North Lake Park   •   Oak Lawn   •   Oak Park   •   Old Jonesboro   •   Overton   •   Oxmoor   •   Palmerdale   •   Palos   •   Parkwood   •   Partridge Crossroads   •   Patton Chapel   •   Pauls Hill   •   Penfield Heights   •   Petes Crossroads   •   Phillips Estates   •   Pine Crest   •   Pinkney City   •   *Pinson   •   Plain View   •   *Pleasant Grove   •   Port Birmingham   •   Porter   •   Powhatan   •   Praco   •   Queenstown   •   Raimund   •   Republic   •   Rice   •   Robbins Crossroads   •   Robinwood   •   *Rock Creek   •   Rockdale   •   Rocky Ridge   •   Roebuck Plaza   •   RooseveltCairo Village   •   Roper   •   Rutledge Springs   •   Sandusky   •   Sayre   •   Sayreton   •   Scott City   •   Self Creek   •   Seloca   •   Shades Cliff   •   Shady Brook   •   Shadywood   •   Shannon   •   Sherman Heights   •   Short Creek   •   Smithson   •   Snowtown   •   Spaulding   •   Springdale   •   Sueann   •   Summit Farm   •   Sumter   •   Sun Valley   •   *Sylvan Springs   •   Tarpley   •   Tarrant   •   Tarrant Heights   •   Toadvine   •   *Trafford   •   Trussville   •   Upper Coalburg   •   Valhalla   •   Valley Creek   •   Vestavia Hills   •   Village Springs   •   Vines Mill   •   Virginia   •   Vulcan   •   *Warrior   •   Weems   •   Weller   •   Wenonah   •   West Ensley   •   West Highlands   •   *West Jefferson   •   West Sayre   •   Westfield   •   Westwood   •   Wheeling Crossroad   •   Winetka   •   Woodaire Estates   •   Woodward

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Jefferson County.

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