Find USDA Eligible Properties in Montgomery County


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There are 40 USDA backed residential loans in Montgomery county with an average loan balance of $137,288. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $142,095. On average the rural home size purchased with this loan was approximately 1,769 SqFt. Montgomery county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Montgomery County is roughly 2,071 square kilometers. USDA defined regions of rural loan ineligibility in Montgomery cover 667 square kilometers of the county. Approximately 32.2% of Montgomery County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
* WARNING *
Montgomery County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.

Start your search for USDA loan eligible properties in the cities of Montgomery County, AL   Montgomery QR code
* cities most likely to have USDA loan eligible properties for sale.

Ada   •   Barachias   •   Bethlehem   •   Brassell   •   Brassell Bottom   •   Canaan   •   Cantelous   •   Canty   •   Carters Hill   •   Catoma   •   Cecil   •   Cooks   •   Currys   •   Davenport   •   Davis Crossroads   •   Dublin   •   Flatwood   •   Fleta   •   Gibson   •   Grady   •   Hobbie Farm   •   Hope Hull   •   Hunter   •   Kilby   •   Lapine   •   Le Grand   •   Lynndale   •   Mamie   •   McDade   •   Meadville   •   Merry   •   Mitylene   •   Montgomery   •   Mount Carmel   •   Mount Meigs   •   Mount Meigs Station   •   Naftel   •   Perrys Mill   •   Pike Road   •   Pinedale   •   Pintlala   •   Ramer   •   Sellers   •   Shepherd Hill   •   Snowdoun   •   Sprague   •   Strata   •   Teasleys Mill   •   Tharin   •   Waugh   •   Wiley

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Montgomery County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Montgomery County, Alabama
USDA Boundary Details
.

Featured Properties from USDA Loan Eligible Regions of Montgomery County