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Looking to buy in Morgan County, Alabama?
There are 381 USDA backed residential loans in Morgan county with an average loan balance of $118,773. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $120,268. On average the rural home size purchased with this loan was approximately 1,564 SqFt. Morgan county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Morgan County is roughly 1,546 square kilometers. USDA defined regions of rural loan ineligibility in Morgan cover 301 square kilometers of the county. Approximately 19.5% of Morgan County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Morgan County, AL
* cities most likely to have USDA loan eligible properties for sale.
Andrews Chapel • Apple Grove • Basham • Bayside • Bell Springs • Bluff City • Burningtree Estates • Burningtree Mountain • Cedar Plains • Center Dale • Center Grove • Clemons Crossroad • Cole Spring • Crowtown • Decatur • Echols Crossroads • *Eva • *Falkville • Flint City • Griffin Addition • Gum Spring • Hartselle • Hickory Hills • Hulaco • Laceys Spring • Lacon • Leesdale • Longleaf Estates • Lynntown • Massey • Morgan City • Mount Tabor • Neel • Oak Ridge • Oden Ridge • Penn • *Priceville • Rocky Point • Rolling Hills • Russell Village • Ryan Crossroads • Six Mile • Six Way • *Somerville • Stringer • Talucah • *Trinity • Turney Crossroads • Valhermoso Springs • Valley View • Wilhites • Winn Crossroads • Winton • Wolftown • Woodland Mills
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Morgan County.