USDA Eligibility Boundaries for Shelby, Alabama

 
77.7% of Shelby County is eligible for a USDA home loan.

Featured local agent #1 Bennie Thompson from EXIT Magic City Realty

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Shelby county is rated a 4. The average temperature during the month of June is 79.3℉ and the average temperature in January is 45.0℉. The typical humidity of this area is approximately 66% and the area covered by water is 1.81%. The overall influence score for Shelby is 2.

The map below displays geographic boundaries of Shelby, Alabama with a blue border. Regions of Alabama that are highlighted in red are not eligible for USDA backed home loan programs in the state of Alabama. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Chilton is 46 kilometers to the south, Jefferson is 38 kilometers to the north west and Talladega is 47 kilometers to the east.
  Select a City in Shelby   Abbot Springs Acton Aden Alabaster Aldrich Almont Anita Bamford Boothton* Brantleyville Brook Highland Cahaba River Estates Calcis* Calera Camp Horne Chancellor Crossroads* Chelsea Coalmont* Columbiana Creswell Dargin Deerhurst Dogwood* Dunnavant East Saginaw Elliotsville Elvira Erratta Falliston Fourmile Gallups Crossroads Glen Carbon Gurnee Hardy* Harpersville Helena Highland Lakes Indian Springs Village Kewahatchie Kingdom Crossroads Klein Lake Purdy Lawley Maylene Meadowbrook* Montevallo Mossboro Mostellers Old Maylene Ozan Paramount Pasqua Pelham Roberta Roebuck Ryan Saginaw Scottrock* Shelby Shelby Shores Shelby Springs* Shoal Creek Simmsville South Calera Stems* Sterrett Straven Superior Tacoa Tulse Turner* Vandiver Varnons Verlie* Vincent Watkins* Westover* Wilsonville* Wilton Winburn

Select from the above list of cities in Shelby County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Alabama.

---

Shelby County, Alabama is located in the central portion of the state and is part of the Birmingham-Hoover Metropolitan Statistical Area. According to the 2019 U.S. Census, Shelby County had a population of 209,741 people, making it the sixth most populous county in Alabama. The population is diverse; 54.9% of residents are white, 41.8% are African American, 0.5% are Asian, 1.1% are Hispanic or Latino, and 1.7% are two or more races.

The median household income in Shelby County was $69,619 in 2019. The median home value was $178,000 that same year. The poverty rate was 11.2%, with 18.2% of families living below the poverty line.

Shelby County has a variety of housing options available for its residents, from single family homes to apartments and mobile homes. There are also many parks and trails for outdoor recreation opportunities such as hiking, biking, and fishing.

Shelby, Alabama

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Alabama USDA program details you can also contact:

USDA RURAL DEVELOPMENT STATE OFFICE
4121 Carmichael Road, Suite 601
Montgomery, AL 36106
334-279-3400

Alabama USDA Rural Development programs are administered through 8 Area Offices.  For information or to file an application, contact the Area Office serving your county.

Featured Property from USDA Loan Eligible Regions of Alabama