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Looking to buy in Tuscaloosa County, Alabama?
There are 1,329 USDA backed residential loans in Tuscaloosa county with an average loan balance of $142,587. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $143,891. On average the rural home size purchased with this loan was approximately 1,572 SqFt. Tuscaloosa county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Tuscaloosa County is roughly 3,504 square kilometers. USDA defined regions of rural loan ineligibility in Tuscaloosa cover 522 square kilometers of the county. Approximately 14.9% of Tuscaloosa County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Tuscaloosa County, AL
* cities most likely to have USDA loan eligible properties for sale.
Abernant • *Brookwood • Bucksville • Buhl • Bull City • Burchfield • Cedar Cove • Chambers • *Coaling • *Coker • Cottondale • Docray • Dowdle • Dudley • Duncanville • Echola • Elrod • Englewood • Fleetwood • Fosters • Hagler • Holman • Holt • Howton • Kellerman • Kimbrell • *Lake View • Maxwell • Million Dollar Lake Estates • Moores Bridge • New Lexington • Northport • Pattersontown • Pearson • Peterson • Ralph • Rickey • Romulus • Samantha • Sandtown • Searles • Shirley • South Holt • Stokes • Taylorville • Three Forks • Tuscaloosa • *Vance • Whitson • Windham Springs • Yolande
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Tuscaloosa County.