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The benefits of rural life in the state of Alabama include access to natural beauty, fresh air, and a slower pace of life. With fewer people and less traffic, rural areas are ideal for those who prefer a quieter lifestyle. Additionally, the cost of living in rural areas is generally lower than in urban areas.
Rural housing in Alabama is typically older and may need some repair or updating. Many of these homes are available for a fraction of the cost of urban housing. Financing options for purchasing homes in rural areas of Alabama include USDA loans, FHA loans, and VA loans, as well as traditional bank loans. USDA loans are designed to help those living in rural areas become homeowners by providing financing with low interest rates and no down payment. FHA loans offer a low down payment, while VA loans are available to certain veterans and their families. Traditional bank loans are also available, with the option of a fixed or adjustable rate mortgage.
USDA RURAL DEVELOPMENT STATE OFFICEFeatured Property from USDA Loan Eligible Regions of Alabama
4121 Carmichael Road, Suite 601
Montgomery, AL 36106
334-279-3400
Alabama USDA Rural Development programs are administered through 8 Area Offices. For information or to file an application, contact the Area Office serving your county.