USDA loan eligible properties in Clay County, AR 
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* cities most likely to have USDA loan eligible properties for sale.
Bell City • Boydsville • Brookings • Cache Lake • Carryville • *Corning • Crockett • Current View • *Datto • *Greenway • Heelstring • Heubner • Hickoria • Holly Island Community • Knob • *Knobel • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Leonard • *McDougal • Moark • *Nimmons • Palatka • *Peach Orchard • *Piggott • *Pollard • *Rector • Rhyne • *Saint Francis • *Success • Tipperary • West Kennett
browse list of realtors working in Clay CountyThere are 152 USDA backed residential loans in Clay county with an average loan balance of $63,758. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $66,481. On average the rural home size purchased with this loan was approximately 1,460 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Clay County is roughly 1,662 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clay County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Clay County.
View the detailed USDA boundaries and read about general conditions of
Clay County, Arkansas
.Clay County, located in the northeastern corner of the great state of Arkansas, was established on March 24, 1873. The county was formed out of parts of Randolph and Greene Counties, created in honor of the statesman Henry Clay, a prominent American lawyer, and Whig party leader. The county seat is shared between two cities, Piggott and Corning.
The county's geography encompasses fertile floodplains of running rivers, contributing to the prominence of farming and agriculture in the region, particularly in cotton and soybean cultivation. Additionally, the St. Francis and Cache rivers provide common waterways for transportation and recreation.
Clay County played a significant role during the Civil War, with the Battle of Chalk Bluff fought here in May 1863. The battle took place near the St. Francis River, with Confederate forces making a successful retreat across the river under heavy Union fire.
A fun fact about Clay County is that it is the home of the Hemingway-Pfeiffer Museum and Educational Center in Piggott. This was the family home of Ernest Hemingway's second wife, Pauline Pfeiffer. Hemingway completed significant portions of his famous novel, "A Farewell to Arms," during his visits to Piggott in the late 1920s and early 1930s. The site is now preserved as a museum and educational center for visitors to learn about Hemingway's life and works.
Featured Cities of Arkansas
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