Looking to buy in Cleburne County, Arkansas?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Cleburne County, AR
* cities most likely to have USDA loan eligible properties for sale.
Almond • Banner • Brewer • Brownsville • *Concord • Drasco • Edgemont • Fivemile • *Greers Ferry • *Heber Springs • *Higden • Hiram • Ida• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward 0% Down Financing |
• McJester • Partain • Pearson • Prim • *Quitman • Sandiff • *Tumbling Shoals • West Pangburn • Whispering Springs • Wilburn • Wolf Bayou • Woodrow
There are 224 USDA backed residential loans in Cleburne county with an average loan balance of $101,302. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $104,180. On average the rural home size purchased with this loan was approximately 1,429 SqFt. Cleburne county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Cleburne County is roughly 1,535 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cleburne County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cleburne County.
Cleburne County, located in the great state of Arkansas, was established on February 20, 1883, and named in honor of Major General Patrick Ronayne Cleburne of the Confederate States Army. The county has its seat in the city of Heber Springs, which also serves as its largest city.
The region was inhabited by Native American tribes, such as the Quapaw and Osage, before European settlers arrived in the early 1800s. The county saw significant growth in population with the arrival of the railroad in the late 19th century. The area was predominantly rural and agricultural, with farming being the major occupation for most residents. The timber industry forming a large part of the county's economy.
One of the significant historical events in the Cleburne County was the construction of Greers Ferry Dam on the Little Red River, completed in 1962 by the U.S. Army Corps of Engineers. It aimed to provide flood control, hydropower, and water supply.
Cleburne County is also known for its natural beauty and recreational activities. A fun fact about this region is that it is home to the world-famous Collins Creek, a well-renowned trout fishing site that attracts fishing enthusiasts from around the globe.
In summary, Cleburne County in Arkansas has a rich history impacted by Native American tribes, European settlers, and Confederate generals. Its natural beauty and recreational activities, such as trout fishing at Collins Creek, make it a significant draw for tourists and nature lovers.
March 2025 Featured Agents | |
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Erica Wickliffe | from Clinton Real Estate |
Krystn Allen | from Mossy Oak Properties Cache River Land and Farm |
Brenda Astle | from Outdoor Properties, LLC |