USDA loan eligible properties in Desha County, AR 
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* cities most likely to have USDA loan eligible properties for sale.
*Arkansas City • Back Gate • Deerfield • Duce • *Dumas • Halley • Kelso • Knowlton • Laconia • Lorays • Masonville • McArthur • *McGehee • *Mitchellville • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Mozart • Omega • Pendleton • Red Fork • *Reed • Reedville • Rohwer • Snow Lake • Stimson • *Watson • Yancopin • Yukon
browse list of realtors working in Desha CountyThere are 104 USDA backed residential loans in Desha county with an average loan balance of $71,700. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $76,212. On average the rural home size purchased with this loan was approximately 1,665 SqFt. Desha county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Desha County is roughly 2,120 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Desha County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Desha County.
View the detailed USDA boundaries and read about general conditions of
Desha County, Arkansas
.Desha County is located in the southeastern part of Arkansas and was created on December 12, 1838. It was named after Benjamin Desha, an officer in the War of 1812 and a prominent landowner in the area. The county has an area of approximately 820 square miles, with 67 square miles being water. The county seat is the town of Arkansas City.
In the early 19th century, the region was primarily occupied by Native American tribes like the Quapaw and Cherokee, before becoming part of the United States with the Louisiana Purchase in 1803. The land was originally used for farming, with cotton becoming a significant crop in the 19th and 20th centuries due to the fertile soils in the Arkansas Delta region. The area was also characterized by the presence of plantations and a large enslaved African-American population before the Civil War.
Following the abolition of slavery after the Civil War, the economy of Desha County shifted towards sharecropping and tenant farming, although agriculture remained a crucial industry. The development of a railroad system in the late 19th and early 20th centuries further transformed the region's economy, as it allowed for easier transportation of goods, such as cotton and lumber, to other markets.
Today, the economy of Desha County is still largely reliant on agriculture, with major crops including soybeans, wheat, and rice. Other industries, such as manufacturing and healthcare, have also emerged as significant contributors to the local economy.
Fun fact: Desha County is known for being home to the Delta Heritage Trail State Park, a rails-to-trails conversion project that follows a former railroad corridor for 73 miles. This multi-use trail offers opportunities for hiking, biking, and wildlife viewing along a route that features a rich variety of natural landscapes and historical landmarks.
Featured Cities of Arkansas
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