USDA loan eligible properties in Franklin County, AR 
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* cities most likely to have USDA loan eligible properties for sale.
Alix • *Altus • Barnes • Beach Grove • *Branch • Cass • Cecil • *Charleston • Cravens • *Denning • Etna • Fern • Jethro • Lone Elm • Meg • Mountain Crest • Mountain Grove • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Mountain Top • *Ozark • Paradise • Peanut • Peter Pender • Pleasant View • Poping • Redding • South Ozark • Sutherland Crossroads • Toney • Vesta • Watalula • Webb City • West Cobb • *Wiederkehr Village
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There are 421 USDA backed residential loans in Franklin county with an average loan balance of $82,864. Over 70% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $87,506. On average the rural home size purchased with this loan was approximately 1,400 SqFt. Franklin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Franklin County is roughly 1,602 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Franklin County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Franklin County.
View the detailed USDA boundaries and read about general conditions of
Franklin County, Arkansas
.Franklin County is located in the northwestern part of the great state of Arkansas. Formed on December 19, 1837, the county was named in honor of Benjamin Franklin, the eminent American statesman and a founding father of the United States. The county seat is divided between the towns of Charleston and Ozark, with designated courthouses in both locations, making it one of the few counties in the United States that has dual seats.
The area was initially inhabited by various Native American tribes, including the Osage, Caddo, and Quapaw. In the early 19th century, European-American settlers began to move westward, and Arkansas became a territory in 1819. When Arkansas achieved statehood in 1836, counties were created, including Franklin County.
During the Civil War, the region saw some skirmishes, but for the most part, it remained agriculturally focused. Due to its rich natural beauty, Franklin County boasts attractions like the Ozark National Forest and White Rock Wildlife Management Area. These locales offer visitors breathtaking views, camping, fishing, and various recreational activities, making Franklin County a prime destination for nature enthusiasts.
A fun fact about Franklin County is that it hosts the annual "Ozark Crawdad & Music Festival," which takes place on the first Saturday in October in the city of Ozark. The family-friendly event celebrates the county's heritage and culture with live music, food, arts & crafts, and, of course, crawfish in various forms.
Featured Cities of Arkansas
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