USDA loan eligible properties in Garland County, AR 
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* cities most likely to have USDA loan eligible properties for sale.
Avant • Bear • Blakely • Blue Springs • Chandler • Crystal Springs • Crystal Springs Landing • *Fountain Lake • Hempwallace • Hot Springs • Jessieville • Lake Catherine • *Lake Hamilton • Lofton • *Lonsdale • Maddox • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Meyers • Mount Tabor • *Mountain Pine • Mountain Valley • Old Bonnerdale • Oma • Ozark Lithia • Pearcy • Pettyview • *Piney • Price • Red Oak • *Rockwell • Royal
browse list of realtors working in Garland CountyGarland has agents ready to assist.
Tiffany Davis
Bobbie Himel
Savannah Diamond
There are 678 USDA backed residential loans in Garland county with an average loan balance of $120,024. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $121,435. On average the rural home size purchased with this loan was approximately 1,568 SqFt. Garland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Garland County is roughly 1,902 square kilometers. USDA defined regions of rural loan ineligibility in Garland cover 107 square kilometers of the county. Approximately 5.7% of Garland County is ineligible for traditional USDA home loans. The influence score for Garland County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Garland County.
View the detailed USDA boundaries and read about general conditions of
Garland County, Arkansas
.Garland County, situated in the great state of Arkansas, was formed on April 5, 1873, and named after Augustus H. Garland, an Arkansas lawyer and politician who later served as the Attorney General of the United States under President Grover Cleveland. The county is located in the Ouachita Mountains, covering an area of 734 square miles.
Hot Springs, the county seat, has a unique history of its own as it was famous for its soothing hot springs, which attracted visitors and settlers in the early 1800s. These natural hot springs turned the city into a renowned health and relaxation destination, drawing prominent figures such as Al Capone and Babe Ruth. In 1832, the U.S. Government set aside the area around the hot springs as a "reservation," creating the oldest federal reserve in the nation, even predating the National Park System.
Fun Fact: Garland County hosts the "World's Shortest St. Patrick's Day Parade" every year on March 17th in Hot Springs. The parade route is just 98 feet long and is a popular, entertaining event that showcases the county's quirky spirit.
Featured Cities of Arkansas
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