USDA loan eligible properties in Independence County, AR 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
Bailey • *Batesville • Bethesda • Big Spring Mill • Charlotte • Collietown • Cord • *Cushman • Dennison Heights • Desha • Dota • Dowdy • Dunnington • Earnheart • Elmo • Floral • Gainsboro • Harmontown • Hazel Grove • Hickory Valley • Huff • Hutchinson • Limedale • Lockheart • Locust Grove • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Magness • Maple Springs • McHue • *Moorefield • Mount Carmel • *Newark • ONeal • *Oil Trough • Paroquet • Pattonville • Pfeiffer • *Pleasant Plains • Rosie • Rutherford • Salado • Sandtown • Simmons • *Southside • *Sulphur Rock • The Quarry • Thida • Walnut Grove
browse list of realtors working in Independence CountyThere are 446 USDA backed residential loans in Independence county with an average loan balance of $91,735. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $94,052. On average the rural home size purchased with this loan was approximately 1,490 SqFt. Independence county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Independence County is roughly 1,999 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Independence County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Independence County.
View the detailed USDA boundaries and read about general conditions of
Independence County, Arkansas
.Independence County, located in the great state of Arkansas, has a rich and storied history. The county was created on October 20, 1820, and named after the Declaration of Independence. Batesville, the county seat, is one of the oldest towns in the state and enjoys the distinction of being the oldest continuously settled city in Arkansas.
Independence County was initially inhabited by Native American tribes such as the Osage and Cherokee. The first Europeans to explore the region were the Spanish, followed by the French, who established a trading post in the area. In 1803, the United States acquired the land as part of the Louisiana Purchase.
The early economy of Independence County primarily revolved around agriculture, with landowners cultivating cash crops like tobacco and cotton. However, with the arrival of the Missouri and North Arkansas Railroad in the late 19th century, the local economy started to diversify, and industries related to timber, milling, and quarrying began to thrive.
Fun fact: Independence County has a unique geographical feature called "Pfeiffer's Ridge," which is a five-mile-long stretch of land that divides the White River from its backwater channel. This ridge was created thousands of years ago by ancient geological processes and makes for an interesting landmark in this beautiful region of Arkansas.
Featured Cities of Arkansas
🏡 Join the USDA Properties Agent Partner Program - Start for Free!
Get exclusive access to motivated homebuyers searching for USDA-eligible properties. Our Free Membership gives you:✅ Direct USDA Buyer Leads – No Cost, No Lead Sharing
Receive leads matched directly to you in your selected counties. Keep every lead—no sharing.
✅ Your Own Profile in the Agent Directory
Be listed instantly where buyers are searching for trusted local USDA experts.
✅ Automatic Featured Listings
Your property listings are showcased on USDAProperties.com for more exposure—free!
✅ Partner Badge to Display
Showcase your USDAProperties.com affiliation on your website, email, or social media.
It’s quick and easy to get started—no payment required. Upgrade anytime for even more leads and priority exposure with our Pro & Edge memberships!