USDA loan eligible properties in Pulaski County, AR 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
*Alexander • Base Line • Baucum • Berger • Biddle • Blue Hill • Brittain • Cammack Village • *College Station • Crystal Hill • Douglasville • Estes • Fairman • Fairview • Ferndale • Galloway • *Gibson • Gillam Park • Haig • *Hensley • Higgins • Iron Springs • Ironton • Ivesville • Jacksonville • Jeffrey • *Landmark • Little Rock • Mabelvale • Macon • Marche • Martindale • Maumelle • *McAlmont • Monnie Springs • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Morgan • Mount Pilgrim • *Natural Steps • North Little Rock • Northpoint • Oak Forest • Olmstead • Pankey • Parkers • Pecan Grove • Pinnacle • Red Gate • Rixey • *Roland • Rosedale • Rottaken • Sherwood • Spring Valley • *Sweet Home • Sylvan Hills • Tafton • Terrytown • Twin Springs • Valentine • Wampoo • Warsaw • West Marche • Woodland Heights • *Woodson • Woodyardville • *Wrightsville • Wye
browse list of realtors working in Pulaski CountyPulaski has agents ready to assist.
Laura Dean
Krameelah Banks
Burl Copeland
Ashley Watters
There are 715 USDA backed residential loans in Pulaski county with an average loan balance of $122,908. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $124,238. On average the rural home size purchased with this loan was approximately 1,542 SqFt. Pulaski county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Pulaski County is roughly 2,092 square kilometers. USDA defined regions of rural loan ineligibility in Pulaski cover 652 square kilometers of the county. Approximately 31.2% of Pulaski County is ineligible for traditional USDA home loans. The influence score for Pulaski County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Pulaski County.
View the detailed USDA boundaries and read about general conditions of
Pulaski County, Arkansas
.Pulaski County, located in the heart of Arkansas, was established on December 15, 1818, and named after Count Casimir Pulaski, a Polish noble who fought for American independence in the Revolutionary War. Little Rock, the state capital of Arkansas, is also the county seat of Pulaski County.
The area that is now Pulaski County was originally inhabited by the Quapaw tribe, who were forced to give up their lands after the Louisiana Purchase. In the early 19th century, settlers from the eastern United States began moving to what would become Pulaski County, attracted by the fertile land and abundance of natural resources.
One of the most significant historical events in the county was the establishment of Arkansas Post, the first European settlement in the lower Mississippi Valley, in 1686. While not located within the current boundaries of Pulaski County, the post helped pave the way for the area's development.
Pulaski County played a crucial role in the American Civil Rights Movement during the 20th century. In 1957, the Little Rock Ninea group of nine African American studentsenrolled at the previously all-white Little Rock Central High School, challenging the deeply ingrained segregation in the area's educational system. This act of defiance garnered international attention and became a symbol of the struggle for civil rights in the United States.
A fascinating fun fact about Pulaski County is that it is home to the Big Dam Bridge, the longest pedestrian and bicycle bridge in North America that has never been used by cars or trucks. The bridge spans 4,226 feet across the Arkansas River and connects more than 14 miles of scenic riverside trails, making it a popular attraction for residents and tourists alike.
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