USDA loan eligible properties in Sharp County, AR 
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* cities most likely to have USDA loan eligible properties for sale.
Armstrong • *Ash Flat • Ballard • Calamine • *Cave City • Center • *Cherokee Village • *Evening Shade • *Hardy • Hidden Valley • *Highland • Maxville • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Nelsonville • Ozark Acres • Poughkeepsie • Sellers Store • Shelbyville • *Sidney • Sitka • Stuart • *Williford • Wirth
browse list of realtors working in Sharp CountyThere are 152 USDA backed residential loans in Sharp county with an average loan balance of $71,033. Over 70% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $75,364. On average the rural home size purchased with this loan was approximately 1,338 SqFt. Sharp county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Sharp County is roughly 1,567 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Sharp County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Sharp County.
View the detailed USDA boundaries and read about general conditions of
Sharp County, Arkansas
.Sharp County is located in the great state of Arkansas and was founded on July 18, 1868. It was named in honor of Ephraim Sharp, a state legislator and a prominent local businessman. The county's seat is Ash Flat, which has been the county's center since its inception.
Initially, Sharp County was home to Native American tribes such as the Osage and the Quapaw. During the 1800s, the first European settlers in the region were largely farmers, starting with subsistence farming and later transitioning to cash crops like cotton. In the early 1900s, the county was also involved in the timber and mineral extraction industries.
The area experienced economic depression throughout much of the 20th century, with a decline in population that persisted until the 1970s. However, the past few decades have seen a resurgence in growth, thanks to increased tourism, retirement communities, and new industries.
One fun fact about Sharp County is that it is home to the beautiful Mammoth Spring State Park, which harbors one of the world's largest natural springs. This spring produces around nine million gallons of water per hour, and it eventually flows into the Spring River, providing recreational opportunities for fishing, canoeing, and kayaking.
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