USDA loan eligible properties in Stone County, AR 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
Alco • Allison • Arlberg • Ben • East Richwoods • *FiftySix • Flag • Fox • Gayler • Hanover • Harness • Herpel • Luber • Lydalisk • Marcella • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Melrose • *Mountain View • Newnata • Old Lexington • Onia • Optimus • Parma • Rushing • Saint James • Timbo • Turkey Creek • West Richwoods
browse list of realtors working in Stone CountyStone has agents ready to assist.
There are 41 USDA backed residential loans in Stone county with an average loan balance of $93,076. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $98,070. On average the rural home size purchased with this loan was approximately 1,362 SqFt. Stone county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Stone County is roughly 1,576 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Stone County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Stone County.
View the detailed USDA boundaries and read about general conditions of
Stone County, Arkansas
.Stone County, situated in the great state of Arkansas, was officially established on April 21, 1873, and named after the natural features consisting of numerous limestone bluffs, ridges, and caves. Initially, this region was inhabited by Native Americans of the Osage and Ouachita tribes. European-American settlement began in the early 1800s when families migrated from Tennessee, Kentucky, Illinois, and Missouri attracted by the abundant natural resources, fertile soil, and hunting opportunities.
The county seat is Mountain View, aptly named for its beautiful, panoramic views of the surrounding mountainous terrain. Stone County is also home to the Ozark National Forest and Blanchard Springs Caverns, offering abundant opportunities for outdoor adventures.
One fun fact about Stone County is that it hosts the annual Arkansas Folk Festival, a celebration of traditional Ozark culture that showcases local musicians, artists, and craftsmen. This festival is typically held in Mountain View during the month of April and attracts visitors from all over the nation to experience the unique blend of bluegrass, country, and folk music that characterizes the region.
Featured Cities of Arkansas
🏡 Join the USDA Properties Agent Partner Program - Start for Free!
Get exclusive access to motivated homebuyers searching for USDA-eligible properties. Our Free Membership gives you:✅ Direct USDA Buyer Leads – No Cost, No Lead Sharing
Receive leads matched directly to you in your selected counties. Keep every lead—no sharing.
✅ Your Own Profile in the Agent Directory
Be listed instantly where buyers are searching for trusted local USDA experts.
✅ Automatic Featured Listings
Your property listings are showcased on USDAProperties.com for more exposure—free!
✅ Partner Badge to Display
Showcase your USDAProperties.com affiliation on your website, email, or social media.
It’s quick and easy to get started—no payment required. Upgrade anytime for even more leads and priority exposure with our Pro & Edge memberships!