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Find USDA Eligible Properties in Cochise County
Looking to buy in Cochise County, Arizona?
There are 532 USDA backed residential loans in Cochise county with an average loan balance of $121,859. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $122,994. On average the rural home size purchased with this loan was approximately 1,583 SqFt. Cochise county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Cochise County is roughly 16,113 square kilometers. USDA defined regions of rural loan ineligibility in Cochise cover 718 square kilometers of the county. Approximately 4.5% of Cochise County is ineligible for traditional USDA home loans. The influence score for Cochise County is 5. Look below for the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Cochise County, AZ 
* cities most likely to have USDA loan eligible properties for sale.
Apache • Apache Flats • Arizona Sun Sites • *Benson • *Bisbee • Black Bear Spring • Black Diamond • Bledsoe • Bonnie Blink • Boquillas • *Bowie • Bradberry • Briggs • Buckeye Mill • Calumet • Campstone • Cascabel • Cavalay Park • Cazador • Chamiso • Chiricahua • Cochise • Contention • Coronado Village • Courtland • Curtiss • De Anza Village • Dos Cabezas • Double Adobe • *Douglas • *Dragoon • East Pershing Plaza • *Elfrida • Fenner • Forrest • Fry • Galeyville • Gatewood Housing • Gleeson • Grizzles Orchard • Hereford • Highland Park • Hilltop• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward $0 Down Financing |
• Hookers Hot Springs • *Huachuca City • Johnson • Kansas Settlement • Lewis Springs • Luzena • Manzoro • *McNeal • *Mescal • Miles Manor • *Miracle Valley • *Naco • Neff • Nicksville • Olga • *Palominas • Paradise • Paul Spur • Pearce • *Pirtleville • Pomerene • Portal • Ramsey • Raso • Rileys El Encinar • *Saint David • *San Simon • Sierra Vista • Sierra Vista Estates • Sierra Vista Southeast • Signal Village • South Bisbee • Stark • *Sunizona • Sunnyside • *Tombstone • Tully • Vanar • West Pershing Plaza • *Whetstone • *Willcox • Yellow Hammer Mill
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cochise County.
View the detailed USDA boundaries and read about general conditions of
Cochise County, Arizona
.Cochise County, located in the southeastern corner of Arizona, was established on February 1, 1881. It's named after the legendary Chiricahua Apache Chief Cochise, who led his people in their resistance against the U.S. military during the Apache Wars in the 1860s. Covering an area of 6,219 square miles, Cochise County is characterized by its stunning landscapes, including the Chiricahua Mountains, the Dragoon Mountains, and the Huachuca Mountains, as well as the San Pedro River Valley.
The history of Cochise County dates back thousands of years, with native peoples inhabiting the area long before the arrival of European settlers. The first European explorers came to the region in the 16th century, led by the Spanish who were in search of gold and silver. Throughout the centuries, the area was under Spanish, Mexican, and finally, United States control.
Cochise County was primarily a mining area during the late 19th and early 20th centuries, with the discovery of silver, gold, lead, and copper deposits leading to the establishment of several mining towns, such as Tombstone, Bisbee, and Willcox. The county also played a significant role during the American Old West era, with the famous gunfight at the O.K. Corral involving Wyatt Earp, Doc Holliday, and the Clanton & McLaury gang taking place in Tombstone in 1881.
In more recent times, Cochise County has developed into a hub for tourism, agriculture, and military endeavors, with Fort Huachuca being a notable military installation in the area.
Fun fact: Bisbee, one of the towns in Cochise County, was once the largest city between St. Louis and San Francisco in the early 20th century, thanks to its thriving mining industry. Today, Bisbee has transformed into a popular destination known for its historic architecture, art, and culture.
Featured Cities of Arizona
browse list of realtors working in Cochise CountyCochise county has 3 usdaproperties.com realtors ready to help with your search!
| February 2025 Featured Agents | |
|---|---|
| Shawn Polston | from Keller Williams Southern Arizona |
| Thomas Rownan | from Long Realty |
| Paula Sindelar | from Pepper Realty |
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