Find USDA Eligible Properties in Graham County

 

Looking to buy in Graham County, Arizona?

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There are 568 USDA backed residential loans in Graham county with an average loan balance of $142,064. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $144,696. On average the rural home size purchased with this loan was approximately 1,605 SqFt. Graham county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Graham County is roughly 12,015 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Graham County is 8. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Graham County, AZ  
* cities most likely to have USDA loan eligible properties for sale.
  Select a City   Aravaipa Artesia Ashurst Bonita* Bryce Buena Vista* Bylas* Cactus Flats Calva* Central Cork Dublin Eden Emery* Fort Thomas Geronimo Glenbar Graham Gripe Hollywood Indian Hot Springs Kimball Klondyke Lebanon Little Franks Lone Star Natches Old Columbine* Pima Point of Pines* Safford* San Jose Sanchez* Solomon Sunset* Swift Trail Junction Tanque* Thatcher Turkey Flat Whitlock Cienega
Aravaipa   •   Artesia   •   Ashurst   •   Bonita   •   *Bryce   •   Buena Vista   •   *Bylas   •   *Cactus Flats   •   Calva   •   *Central   •   Cork   •   Dublin   •   Eden   •   Emery   •   *Fort Thomas   •   Geronimo   •   Glenbar   •   Graham   •   Gripe   •   Hollywood   •   Indian Hot Springs• • •

What is a USDA Loan?

The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.

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  •   Kimball   •   Klondyke   •   Lebanon   •   Little Franks   •   Lone Star   •   Natches   •   Old Columbine   •   *Pima   •   Point of Pines   •   *Safford   •   *San Jose   •   Sanchez   •   *Solomon   •   Sunset   •   *Swift Trail Junction   •   Tanque   •   *Thatcher   •   Turkey Flat   •   Whitlock Cienega

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Graham County.

Graham County is located in the southeastern part of the state of Arizona and was created in 1881 from parts of Apache and Pima counties. The county was named after Mount Graham, the highest peak in the area, which in turn was named in honor of Lt. Colonel James Duncan Graham, a US Army officer, and astro-surveyor who was involved in mapping several parts of the United States.

The area has a rich history with native tribes, specifically the Apache people who inhabited the region long before the arrival of European settlers. Settlers came in the mid-19th century, primarily attracted by the mining industry, specifically gold and silver. Clifton and Morenci, which are now part of Greenlee County, used to be part of Graham County and were the main centers for mining activities.

The county seat, Safford, was founded in 1874 and has grown to become the economic hub of the area, with industries like agriculture, mining, and tourism playing a significant role. The Gila River runs through the county, providing water for farming and contributing to the lush landscape.

A fun fact about Graham County is that it is home to the largest diocese in Arizona, the Holy Trinity Monastery, established in 1974. It's a spiritual retreat center and a bird sanctuary, which attracts visitors from different parts of the country. In addition, the county is also known for the Coronado National Forest, a vast area of protected land with numerous recreational opportunities, such as hiking, camping, and viewing diverse wildlife.

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