USDA loan eligible properties in La Paz County, AZ 
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* cities most likely to have USDA loan eligible properties for sale.
Alamo Lake • *Bluewater • *Bouse • *Brenda • Bush Pit • *Cibola • *Cienega Springs • Desert Wells • *Ehrenberg • Harcuvar • Hope • *La Paz Valley • Love • McVay • *Parker • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Parker Strip • Pioneer • Planet • Plomosa • *Poston • *Quartzsite • *Salome • *Sunwest • Swansea • *Utting • *Vicksburg • *Wenden
browse list of realtors working in La Paz CountyThere are 26 USDA backed residential loans in La Paz county with an average loan balance of $123,762. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $133,953. On average the rural home size purchased with this loan was approximately 1,296 SqFt. La Paz county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of La Paz County is roughly 11,687 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for La Paz County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in La Paz County.
View the detailed USDA boundaries and read about general conditions of
La Paz County, Arizona
.La Paz County is located in the western part of the great state of Arizona. Established on January 1, 1983, La Paz County is relatively young compared to other counties in Arizona. The county was formed from the northern part of Yuma County, making it the first county to be formed in the state since 1891. The county was named after the Spanish word for "peace," in recognition of the town of La Paz, an important settlement during the gold rush era, which now lies beneath the waters of the Colorado River due to changes in the river course.
La Paz County encompasses an area of approximately 4,513 square miles, and its county seat is the small town of Parker. The county's population, as of the 2020 census, is around 21,000 residents. The area is known for its agricultural and tourism industries, as well as its stunning natural beauty that includes the Colorado River, which forms the western border of the county.
One fun fact about La Paz County is that it is home to the famous Parker Dam, also known as the "deepest dam in the world." Constructed between 1934 and 1938, the dam stands 320 feet tall, with 235 feet of it extending below the riverbed to embed into the bedrock. Parker Dam's primary purpose is to provide hydroelectric power and manage water storage for the Colorado River, which supplies water to millions of people across the southwestern United States.
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