Find USDA Eligible Properties in Santa Cruz County

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Santa Cruz county has 2 realtors ready to help with your search!

December Featured Agents
Shawn Polston   from   Keller Williams Southern Arizona
Gregory Amado   from   Lopez & Lopez, REALTORS

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Looking to buy in Santa Cruz County, Arizona?

There are 795 USDA backed residential loans in Santa Cruz county with an average loan balance of $99,383. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $101,239. On average the rural home size purchased with this loan was approximately 1,565 SqFt. Santa Cruz county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Santa Cruz County is roughly 3,206 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Santa Cruz County is 5. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Santa Cruz County, AZ   Santa_Cruz QR code
* cities most likely to have USDA loan eligible properties for sale.

Agua Linda   •   Alto   •   *Amado   •   *Beyerville   •   Calabasas   •   Carmen   •   Casa Piedra   •   Duquesne   •   *Elgin   •   Hacienda Los Encino   •   Harshaw   •   *Kino Springs   •   Lochiel   •   Madera Canyon   •   *Nogales   •   Old Glory   •   Oro Blanco   •   Otero   •   *Patagonia   •   *Rio Rico   •   Ruby   •   *Sonoita   •   Trench Camp   •   *Tubac   •   Tumacacori   •   *TumacacoriCarmen   •   Washington Camp

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Santa Cruz County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Santa Cruz County, Arizona
USDA Boundary Details

Santa Cruz County, located in the southern part of Arizona, was established on March 15, 1899, making it the youngest county in Arizona. The county shares its border with Mexico to the south, Pima County to the west, and Cochise County to the east. The county seat and largest city is Nogales.

The name Santa Cruz originates from the Santa Cruz River, which flows through the region. The word "Santa Cruz" is Spanish for "Holy Cross." The region has a rich history that dates back thousands of years when it was inhabited by Native American tribes such as the Hohokam and Sobaipuri. Later, the area was explored and settled by Spanish missionaries and colonizers, who built several missions, including the famous Tumaccori, which still sits within the county's borders.

Santa Cruz County played a pivotal role during the Mexican-American War (1846-1848), which led to the Treaty of Guadalupe Hidalgo and the Gadsden Purchase. Both of these historic events established the current border of Arizona and Mexico.

The arrival of the Southern Pacific Railroad in the 1880s contributed significantly to the economic growth of the area, expanding the mining industry and leading to increased settlement. During the late 19th century, copper, silver, and gold mining provided a major employment opportunity for residents. Agriculture also became more important as ranching and farming increased throughout the county.

Fun Fact: Santa Cruz County is considered the smallest county in Arizona by land area, as it spans 1,238 square miles. Despite its size, the region boasts of rich biodiversity and is home to several protected natural areas, such as Saguaro National Park, the Coronado National Forest, and the Tumaccori National Historical Park, which attract tourists and nature enthusiasts alike.

Featured Cities of Arizona
Old_Glory Kino_Springs
Featured Properties from USDA Loan Eligible Regions of Santa Cruz County
Hillcrest Dr Unit 52
Elgin, AZ

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9 Holbrook Dr Unit 2
Sonoita, AZ

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403 Rio Rico Dr
Rio Rico, AZ

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821 N Linda Vista Dr
Nogales, AZ

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