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The benefits of rural life in the state of Arizona include access to natural beauty, a slower pace of life, and more affordable housing costs. Rural Arizona also offers many recreational activities, such as hunting and fishing, and access to a variety of outdoor activities, such as hiking and mountain biking.
In general, rural housing conditions in Arizona are good. Housing is typically spacious and well-maintained, with most rural areas offering affordable housing costs. In some rural areas, the cost of living is even lower than in urban areas.
Financing options for purchasing homes in rural areas of Arizona include both traditional (conventional) mortgages and loans backed by the Federal Housing Administration (FHA). These loans typically offer lower interest rates and down payments than conventional mortgages, and can be especially beneficial for those with lower incomes or credit scores. Additionally, there are grant and loan programs through the USDA, which offer zero-interest loans and grants to those who qualify. These funds can be used to purchase, build, or repair homes in rural areas.
USDA - Rural DevelopmentFeatured Property from USDA Loan Eligible Regions of Arizona
230 N. First Ave, Suite 206
Phoenix, AZ 85003
Phone: 602-280-8701
TDD: 602-280-8705