Hi, I'm James Kil, native-born San Franciscan where I attended St. Anne's, Archbishop Riordan, and San Francisco State University. My entire career has been spent in finance - specifically mortgages and loans. I began by specializing in credit risk mitigation and eventually found myself with Wells Fargo's mortgage underwriting department. With 15 years of experience under my belt, I was blessed with an opportunity to join a Capital Markets team as an associate where I honed my expertise in property underwriting and analysis, finance line management, and whole loan trading. I personally believe that I had a modest upbringing. My parents leased a stand in a flea market to upkeep tuition and housing costs, so I was aware of the hardships and stresses of maintaining a place to call "home." Though a "home" is subjective, the multi-layers and facets of how Real Estate affects its owners, tenants, neighborhoods, zip codes, lenders, Wall St., and the government is a remarkable reflection of how intertwined a single home is to the world, and I would be honored to guide you through becoming a keystone to this beautiful network.
James Kil specializes in market analysis, first time home buyer and property analysis transactions.
Areas served include San Francisco, Peninsula.
James Kil is most familiar with the local real estate markets within and around the following zip code areas. See other realtors that service the same areas by clicking: 94104, 94108, 94109, 94110, 94112, 94116, 94123, 94125, 94126 & 94132
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