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There are currently no USDA loan eligible properties available in Santa Cruz
To find a home that may be eligible for a USDA loan, have a look at the neighboring city Ben Lomond, CA.
Ben Lomond is at least partially within a zone of USDA loan eligibility.
Available property information updates daily. Check back later for new active listings on the market.
All Active Listings Near
Santa Cruz, California in Santa Cruz County 
Postal Code: 95062
 Ⓧ USDA 62  Listed by Amber Grewer at Amber Grewer Real Estate. Latest property estimate: $3,212,900 | |
| $15,995,000 4140 Opal Cliff Dr | *New Listing* |
Listed by Art Sharif at Sotheby's International Realty - San Francisco Brokerage. Latest property estimate: $9,798,700 | |
| $10,500,000 2950 Pleasure Point Dr | |
Listed by Donna Hooper Danza at David Lyng Real Estate. Latest property estimate: $8,740,900 | |
| $9,275,000 4250 Opal Cliff Dr | |
Listed by Kathleen Hall at eXp Realty of California Inc.. Latest property estimate: $5,781,800 | |
| $5,700,000 4360 Opal Cliff Dr | |
 Ⓧ USDA 40 ♡ Listed by Heather Carranco at Jason Mitchell Real Estate California, Inc.. Latest property estimate: $2,108,100 | |
| $4,999,000 113 Fourth Ave | *New Listing* |
Listed by Kathleen Hall at eXp Realty of California Inc.. Latest property estimate: $3,826,100 | |
| $3,995,000 4355 Opal Cliff Dr | |
 Ⓧ USDA 47 Listed by Jessyka Soto at David Lyng Real Estate. Latest property estimate: $1,685,200 | |
| $2,598,000 31 Rockview Dr | |
 Ⓧ USDA 13 ♡ Listed by Sandra Lilly at Christie's International Real Estate Sereno | |
| $2,490,000 2030 Kinsley St | |
 Ⓧ USDA 25 Listed by Shemeika K. Fox at eXp Realty of California Inc.. Latest property estimate: $1,837,500 | |
| $2,400,000 162 Hagemann Ave | *New Listing* |
Listed by Shemeika K. Fox at eXp Realty of California Inc.. Latest property estimate: $1,837,500 | |
| $2,400,000 162 Hagemann Ave | *New Listing* |
Listed by Daniel Oster at Coldwell Banker Realty. Latest property estimate: $1,888,000 | |
| $2,349,000 601 Rodriguez St | |
 Ⓧ USDA 64 Listed by Aimee Thayer-garcia at Montalvo Homes & Estates. Latest property estimate: $2,254,200 | |
| $2,295,000 315 6th Ave | |
 Ⓧ USDA 30 Listed by eXp Realty of California Inc. | |
| $2,250,000 2895 Capitola Rd | |
Listed by Erick Fernandez at Keller Williams-Santa Cruz. Latest property estimate: $2,166,900 | |
| $2,195,000 311 6th Ave | |
Listed by Linda Bailey at Miritz Real Estate, Inc.. Latest property estimate: $2,343,100 | |
| $2,195,000 242 2nd Ave | |
 Ⓧ USDA 21 Listed by Laura Lynn at California Real Estate. Latest property estimate: $1,482,900 | |
| $1,999,999 401 5th Ave | |
 Ⓧ USDA 16 ♡ Listed by Claudia Caudle at CALIFORNIA HOMES REALTY. Latest property estimate: $2,158,600 | |
| $1,999,900 1129 E Cliff Dr | |
 Ⓧ USDA 16 ♡ Listed by Claudia Caudle at CALIFORNIA HOMES REALTY. Latest property estimate: $2,158,600 | |
| $1,999,900 1129 E Cliff Dr | |
Listed by Margaret Julien at Coldwell Banker Realty. Latest property estimate: $1,746,100 | |
| $1,998,000 4250 Court Dr | |
Listed by Terri Mayall at Christie's International Real Estate Sereno. Latest property estimate: $1,843,300 | |
| $1,840,000 111 Pilkington Ave | |
Listed by Celeste Faraola Perie at Schooner Realty. Latest property estimate: $1,277,300 | |
| $1,822,000 222 2nd Ave | |
 Ⓧ USDA 8 Listed by Michael Croghan at Shaffer & Associates. Latest property estimate: $1,584,000 | |
| $1,795,000 250 1st Ave | |
Listed by Michael Croghan at Shaffer & Associates. Latest property estimate: $1,584,000 | |
| $1,795,000 250 1st Ave | |
 Ⓧ USDA 43 Listed by eXp Realty of California Inc. | |
| $1,790,000 2234/2236 40th Ave | |
Listed by eXp Realty of California Inc. | |
| $1,790,000 2234/2236 40th Ave | *New Construction* |
Listed by Judy Brose at CENTURY 21 Real Estate Alliance. Latest property estimate: $1,453,200 | |
| $1,750,000 462 26th Ave | |
 Ⓧ USDA 32 ♡ Listed by Alexis Martinez at Intempus Realty. Latest property estimate: $1,770,000 | |
| $1,749,000 901 Dolores St | |
Listed by Tim O'halloran at Coldwell Banker Realty | |
| $1,689,000 2114 Jose Ave | |
 Ⓧ USDA 41 Listed by Julian Sekon at Epique Realty | |
| $1,675,000 151 Marine Parade | |
 Ⓧ USDA 44 Listed by Ashley Haut at Wellington Dev. & Invest. | |
| $1,600,000 1410 17th Ave | *New Listing* |
 Ⓧ USDA 38 Listed by Strock Team at eXp Realty of California Inc. | |
| $1,598,000 130 Frederick St | |
Listed by Celeste Faraola Perie at Schooner Realty. Latest property estimate: $1,386,600 | |
| $1,500,000 1765 Katrina Ct | |
 Ⓧ USDA 1 Listed by Vic Morvay at eXp Realty of Northern California, Inc.. Latest property estimate: $306,900 | |
| $1,495,000 1526 7th Ave | |
 Ⓧ USDA 32 Listed by Vic Morvay at eXp Realty of Northern California, Inc.. Latest property estimate: $306,900 | |
| $1,495,000 1526 7th Ave | |
Listed by Lyng-vidrine Team at David Lyng Real Estate. Latest property estimate: $1,193,200 | |
| $1,400,000 1445 Dougmar Dr | |
Listed by Kelly Alpert at Ocean Street Realty. Latest property estimate: $1,482,100 | |
| $1,399,000 319 Keystone Ave | *New Listing* |
 Ⓧ USDA 37 Listed by Eli Karon at Karon Properties. Latest property estimate: $1,011,200 | |
| $1,398,000 326 Cayuga St | |
 Ⓧ USDA 23 ♡ Listed by Ashley Haut at Wellington Dev. & Invest.. Latest property estimate: $968,600 | |
| $1,395,000 505 Hanover St | |
Listed by Michael Bloch at Christie's International Real Estate Sereno. Latest property estimate: $1,415,000 | |
| $1,345,000 1733 Grey Seal Rd | |
 Ⓧ USDA 31 Listed by Christine Clayton at Anderson Christie, Inc.. Latest property estimate: $1,030,600 | |
| $1,329,000 546 Ocean View Ave | *New Listing* |
 Ⓧ USDA 28 Listed by Susie Sosebee at Intero Real Estate Services. Latest property estimate: $1,168,100 | |
| $1,295,000 200 5th Ave Apt 4 | |
 Ⓧ USDA 22 ♡ Listed by Santa Cruz Re Team at Epique Realty. Latest property estimate: $1,394,100 | |
| $1,285,000 175 Belvedere Ter Unit 2 | |
 Ⓧ USDA 21 Listed by Amy Jeske at Coldwell Banker Realty. Latest property estimate: $1,307,100 | |
| $1,275,000 106 Cayuga St | |
 Ⓧ USDA 43 Listed by Debbie Foster at Anderson Christie, Inc.. Latest property estimate: $1,124,200 | |
| $1,268,000 429 Alta Loma Ln | *New Listing* |
Listed by Alissa Withrow at CENTURY 21 Real Estate Alliance. Latest property estimate: $1,351,900 | |
| $1,250,000 500 26th Ave | *New Listing* |
Listed by Haley Loredo at eXp Realty of California Inc.. Latest property estimate: $1,097,900 | |
| $1,225,000 542 Ocean View Ave | |
 Ⓧ USDA 30 Listed by Peter Cook at Lighthouse Realty | |
| $1,200,000 1421 Seabright Ave | *New Listing* |
Listed by Lyng-vidrine Team at David Lyng Real Estate. Latest property estimate: $1,117,800 | |
| $1,200,000 1615 Taylor Ln | |
Listed by Michele Replogle at Compass. Latest property estimate: $1,227,300 | |
| $1,199,000 1916 Lotman Dr | |
 Ⓧ USDA 46 ♡ Listed by Lauren Spencer at Coldwell Banker Realty. Latest property estimate: $1,092,600 | |
| $1,095,000 73 S Branciforte Ave Unit 73 | *New Listing* |
Listed by Diana Mercer at Compass. Latest property estimate: $871,500 | |
| $995,000 2947 Leotar Cir | |
Listed by Linda Bailey at Miritz Real Estate, Inc.. Latest property estimate: $984,400 | |
| $989,000 220 Cypress Ave | |
 Ⓧ USDA 22 Listed by Sharon Dauskardt at Coldwell Banker Realty. Latest property estimate: $865,800 | |
| $985,000 101 Park Ave | |
 Ⓧ USDA 18 ♡ Listed by Danielle Scott at Anderson Christie, Inc.. Latest property estimate: $905,200 | |
| $899,000 719 Pine St | |
Listed by Janet Romanowski at David Lyng Real Estate. Latest property estimate: $745,400 | |
| $869,000 224 Mountain View Ave Apt 1 | |
 Ⓧ USDA 35 Listed by Bradley King at Coldwell Banker Realty. Latest property estimate: $828,900 | |
| $815,000 3002 Buckingham Ln Unit 17 | *New Listing* |
 Ⓧ USDA 13 Listed by Stephanie Brooker at Compass. Latest property estimate: $748,000 | |
| $815,000 152 Harbor Oaks Cir | |
 Ⓧ USDA 26 Listed by Daniel Alvarez at David Lyng Real Estate. Latest property estimate: $717,200 | |
| $789,000 220 Atlantic Ave Unit 310 | |
 Ⓧ USDA 30 Listed by B.b. Wong at CENTURY 21 Real Estate Alliance | |
| $750,000 755 14th Ave Apt 115 | |
 Ⓧ USDA 29 Listed by Scott Cheney at BAILEY PROPERTIES. Latest property estimate: $881,800 | |
| $749,000 755 14th Ave Apt 305 | *New Listing* |
Listed by Michele Whitehead - Samples at eXp Realty of California Inc.. Latest property estimate: $719,000 | |
| $639,000 1711 Eastbrook Ct | |
Listed by The Madani Team at Room Real Estate | |
| $599,000 800 Brommer St Spc 77 | |
 Ⓧ USDA 33 ♡ Listed by Kathy Davis at CENTURY 21 Showcase, REALTORS | |
| $539,000 800 Brommer St Spc 36 | |
Listed by Lisa Dailey-goodrich at Miritz Real Estate, Inc. | |
| $469,000 800 Brommer St Spc 24 | |
Listed by Kelly Mechem at BAILEY PROPERTIES | |
| $409,000 2355 Brommer St Spc 13 | |
 Ⓧ USDA 23 ♡ Listed by Miguel Rodriguez at Real Brokerage Technologies | |
| $369,000 2630 Portola Dr Spc 15 | |
 Ⓧ USDA 30 Listed by Sue Carlson at David Lyng Real Estate | |
| $315,000 1099 38th Ave Spc 101 | *New Listing* |
 Ⓧ USDA 15 ♡ Listed by D. Leilani Williams at Coastal Life Real Estate. Latest property estimate: $259,900 | |
| $290,000 213 Vista Prieta Ct | |
Listed by D. Leilani Williams at Coastal Life Real Estate. Latest property estimate: $283,800 | |
| $290,000 203 Vista Prieta Ct | |
Listed by D. Leilani Williams at Coastal Life Real Estate. Latest property estimate: $274,000 | |
| $290,000 202 Vista Prieta Ct Unit 202 | |
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