USDA Eligibility Boundaries for Monterey, California

 
96.2% of Monterey County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Monterey county is rated a 7. The average temperature during the month of June is 61.9℉ and the average temperature in January is 50.0℉. The typical humidity of this area is approximately 74% and the area covered by water is 11.91%. The overall influence score for Monterey is 2.

The map below displays geographic boundaries of Monterey, California with a blue border. Regions of California that are highlighted in red are not eligible for USDA backed home loan programs in the state of California. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center San Benito is 45 kilometers to the north, Santa Cruz is 115 kilometers to the north west and Merced is 118 kilometers to the north east.
  Select a City in Monterey   Big Sur Bolsa Knolls Boronda* Bradley Bryson Camphora Cannery Row CarmelbytheSea Carmel Highlands Carmel Valley* Carmel Valley Village* Castroville* Chualar Coburn Del Monte Forest Del Rey Oaks East Garrison* Elkhorn Elsa Fort Romie Gabilan Acres* Gonzales Gorda* Greenfield Harlem Jamesburg Jolon* King City* Las Lomas* Lockwood Lonoak Lucia Marina Metz Millers Ranch Molus Monterey* Moss Landing Nacimiento Nashua Natividad Neponset Old Hilltown Pacific Grove Pacific Grove Acres* Pajaro Parkfield Pebble Beach Penvir* Pine Canyon Plaskett Pleyto Posts* Prunedale Robles Del Rio Salinas* San Ardo* San Lucas Sand City Santa Rita Seaside* Soledad Spence* Spreckels Springtown Sycamore Flat Tassajara Hot Springs Valleton Welby Wunpost

Select from the above list of cities in Monterey County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in California.

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Monterey County is located on the central coast of California, between San Francisco and Los Angeles. As of 2020, Monterey County had a population of 463,872. The largest cities in the county are Salinas (155,539) and Monterey (30,966). The median household income was $67,273 and the median home value was $531,200.

The majority of Monterey County residents are white (56.6%), followed by Hispanic or Latino (32.1%), Asian (7.2%), African American (2.1%), and Native American (0.4%). Nearly 20% of residents are foreign-born, with the majority coming from Mexico (46%) and Guatemala (13%).

The living conditions in Monterey County vary greatly depending on location, with some areas facing poverty and homelessness while other areas enjoy high incomes and low unemployment rates. The county has several large agricultural companies that employ thousands of people each year in farming and food processing jobs. Tourism is also a major industry in the area, with many visitors coming to take advantage of the coastal scenery and wildlife.

Monterey, California

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with California USDA program details you can also contact:

USDA Rural Development
430 G Street, Agency 4169
Davis, CA 95616
Phone: (530) 792-5800
Email: CA.Info@usda.gov

State Director's Office: (530) 792-5800
Business & Co-op Programs: (661) 281-2736
Community Programs: (805) 863-9928
Single Family Housing: (530) 792-5830

Featured Property from USDA Loan Eligible Regions of California