USDA loan eligible properties in Clear Creek County, CO 
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* cities most likely to have USDA loan eligible properties for sale.
Alice • Argo Mill • Bakerville • Berthoud Falls • Black Eagle Mill • Blue Valley • Brookvale • *DownievilleLawsonDumont • Dumont • *Empire • *Floyd Hill • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Freeland • *Georgetown • Gilson Gulch • Graymont • *Idaho Springs • Lamartine • Lawson • *Saint Marys • *Silver Plume • *Upper Bear Creek
browse list of realtors working in Clear Creek CountyThere are 37 USDA backed residential loans in Clear Creek county with an average loan balance of $192,814. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $193,675. On average the rural home size purchased with this loan was approximately 1,247 SqFt. Alternate income limits exist to determine loan eligibility in Clear Creek county. For a household of upto 4 people the income limit is $112,850. For a household of between 5 and 8 people the income limit increases to $148,950.
The size of Clear Creek County is roughly 1,024 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clear Creek County is 4. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Clear Creek County.
View the detailed USDA boundaries and read about general conditions of
Clear Creek County, Colorado
.Clear Creek County is located in the central part of the state of Colorado, within the Rocky Mountains. Established in 1861 as one of the 17 original counties of the Colorado Territory, it is named after the pristine Clear Creek that runs through the county. With a rich history rooted in mining, the area was home to the Colorado Gold Rush in the late 1850s, during which gold was discovered at what is now called Idaho Spring. This attracted thousands of prospectors to the region.
In the 1870s, silver was discovered in the county, injecting new life into the mining industry. The establishment of railways, such as the Colorado Central Railroad, further facilitated the mining boom, connecting Clear Creek County's mining districts to nearby cities like Denver, paving the way for a vibrant community.
The county, with a current population of around 9,000, is home to several scenic towns including Idaho Springs, Georgetown, and Silver Plume. The area's abundant natural beauty, combined with the rich cultural heritage, makes it a popular destination for tourists.
Fun fact: The Georgetown Loop Railroad is a popular tourist attraction in Clear Creek County. The historic narrow-gauge railroad, which runs through the picturesque mountains from Georgetown to Silver Plume, was completed in 1884 and features a corkscrew route that was an engineering marvel in its time. The railroad today provides visitors with a fantastic glimpse into the past and offers a unique and exhilarating train ride experience.
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