Find USDA Eligible Properties in Jefferson County
Looking to buy in Jefferson County, Colorado?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Jefferson County, CO 
* cities most likely to have USDA loan eligible properties for sale.
Applewood • Arvada • *Aspen Park • Bergen Park • Broken Arrow Acres • Brook Forest • Buffalo Creek • Clay • Cliffdale • Cody Park • Columbine • Conifer • Critchell • Crossons • Dakota Ridge • Deermont • Dome Rock • East Pleasant View • Edgewater • El Rancho • Elephant Park • *Evergreen • Fairmount • Fenders • Ferndale • Fire Clay • Foxton • *Genesee • Glenelk • Golden • Green Valley Acres • Herzman Mesa • Hidden Valley • Hiwan Hills • Homewood Park • *Idledale • *Indian Hills • Indian Springs Village • Kassler• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Ken Caryl • *Kittredge • Lakeside • Lakewood • Leyden • Lone Pine Estates • Longview • Marshdale • *Morrison • Mount Olivet • Mount Vernon Club Place • Mountain View • Oehlmann Park • Oxyoke • Paradise Hills • Phillipsburg • Pine Grove • Plainview • Riverview • Rosedale • Semper • Sky Village • Snow Water Springs • South Platte • Sphinx Park • Sprucedale • Stanley Park • Troutdale • Trumbull • Twin Forks • Twin Spruce • Wah Keeney Park • Wallace Village • Wandcrest Park • Waterton • West Pleasant View • Wheat Ridge
There are 16 USDA backed residential loans in Jefferson county with an average loan balance of $252,034. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $250,368. On average the rural home size purchased with this loan was approximately 1,406 SqFt. Alternate income limits exist to determine loan eligibility in Jefferson county. For a household of upto 4 people the income limit is $112,850. For a household of between 5 and 8 people the income limit increases to $148,950.
The size of Jefferson County is roughly 2,015 square kilometers. USDA defined regions of rural loan ineligibility in Jefferson cover 684 square kilometers of the county. Approximately 34.0% of Jefferson County is ineligible for traditional USDA home loans. The influence score for Jefferson County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Jefferson County.
View the detailed USDA boundaries and read about general conditions of
Jefferson County, Colorado
.Jefferson County, commonly referred to as Jeffco, is located in the great state of Colorado, USA. Its rich history can be traced back to Native American settlements in the area, primarily the Ute and Arapaho tribes who inhabited the region long before the arrival of Europeans.
The county was officially established on November 1, 1861, by the Colorado Territorial Legislature, just two years after the Pike's Peak Gold Rush. This significant event led to a large influx of gold seekers, settlers, and traders, resulting in the rapid growth of the area. Golden, the county seat, played a significant role in early Colorado history, housing the territorial capital from 1862 to 1867 before it was moved to Denver.
As the mining industry waned, Jefferson County turned its focus to agriculture, with ranching and farming becoming the primary economic drivers. The late 19th and early 20th centuries saw the development of infrastructure, including railroads and roads, which helped to connect the county to the broader region and facilitated further growth.
Today, Jefferson County boasts a diverse economy, with an emphasis on industries such as technology, aerospace, and energy. Outdoor recreational activities, mineral hot springs, and scenic beauty make Jeffco a natural tourist destination.
Fun Fact: The world-renowned Coors Brewing Company, one of the largest beer producers in the USA, has been headquartered in Golden, Jefferson County since 1873, when Adolph Coors chose this location for its access to a reliable water supply from Clear Creek.
Featured Cities of Colorado
browse list of realtors working in Jefferson CountyJefferson county has 2 usdaproperties.com realtors ready to help with your search!
| July 2025 Featured Agents | |
|---|---|
| Adam Mayfield | from Mavi Unlimited Real Estate |
| LaDawn Westbrook | from HomeSmarat |
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