Find USDA Eligible Properties in La Plata County


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La Plata county has 3 usdaproperties.com realtors ready to help with your search!

November 2024 Featured Agents
Mitch Hawkes   from   Real Estate Pros

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Looking to buy in La Plata County, Colorado?

There are 284 USDA backed residential loans in La Plata county with an average loan balance of $235,726. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $242,843. On average the rural home size purchased with this loan was approximately 1,431 SqFt. Alternate income limits exist to determine loan eligibility in La Plata county. For a household of upto 4 people the income limit is $95,000. For a household of between 5 and 8 people the income limit increases to $125,400.

The size of La Plata County is roughly 4,397 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for La Plata County is 7. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of La Plata County, CO   La_Plata QR code
* cities most likely to have USDA loan eligible properties for sale.

Allison   •   *Bayfield   •   Bondad   •   Breen   •   Cascade   •   Columbus   •   *Durango   •   Falfa   •   Florida   •   Gem Village   •   Grandview   •   Hermosa   •   Hesperus   •   *Ignacio   •   Kline   •   La Boca   •   La Plata   •   La Posta   •   Loma Linda   •   Marvel   •   Mayday   •   Oxford   •   Pinon Acres   •   Redmesa   •   Rockwood   •   *Southern Ute   •   Tacoma   •   Tiffany   •   Trimble   •   Vallecito

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in La Plata County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
La Plata County, Colorado
USDA Boundary Details
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La Plata County is located in the southwest corner of the great state of Colorado. Named after the La Plata River, which means "silver river" in Spanish, the county was established in February 1874 by the Colorado State Legislature. The area has a rich history, deeply rooted in Native American cultures, mining, and agriculture.

The ancestral Puebloans were among the first inhabitants of the region, leaving behind fascinating archaeological sites such as the Mesa Verde National Park. The Ute Indians arrived later in the 13th century, and their descendants still reside in the Southern Ute Indian Reservation, situated within the county.

The 1860s marked the beginning of the Colorado Gold Rush. Miners and settlers flocked to the region, drawn by the prospect of finding precious metals. Although gold was rare in La Plata County, silver, zinc, and lead mines flourished. Durango, the county seat, was founded in 1880 by the Denver & Rio Grande Railroad to serve the San Juan mining district. The railroad connected Silverton to Durango, vital for transporting minerals and supplies.

La Plata County transitioned from mining to agriculture in the early 20th century, as it has fertile lands and suitable climate for farming and ranching. Agriculture remains an essential part of the county's economic landscape today.

Fun fact: La Plata County is home to the Durango & Silverton Narrow Gauge Railroad, a historic steam-powered train that has been in operation since 1882. This iconic train travels through the picturesque San Juan National Forest and offers passengers a unique glimpse into Colorado's mining history and stunning scenic beauty.


Featured Cities of Colorado
Falfa Hermosa
Featured Properties from USDA Loan Eligible Regions of La Plata County
337 Road 4018
Navajo Dam, NM

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801 Hickory Rdg
Bayfield, CO

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281 Silver Queen S Unit 111D
Durango, CO

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1704 County Road 240
Durango, CO

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