Find USDA Eligible Properties in Montezuma County
Looking to buy in Montezuma County, Colorado?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Montezuma County, CO 
* cities most likely to have USDA loan eligible properties for sale.
Arriola • *Cortez • *Dolores • Golconda • Lebanon • *Lewis • *Mancos • Mariano• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Millwood • Pleasant View • Stapleton • Stoner • *Towaoc • Yellow Jacket
There are 192 USDA backed residential loans in Montezuma county with an average loan balance of $148,572. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $155,851. On average the rural home size purchased with this loan was approximately 1,380 SqFt. Alternate income limits exist to determine loan eligibility in Montezuma county. For a household of upto 4 people the income limit is $92,700. For a household of between 5 and 8 people the income limit increases to $122,350.
The size of Montezuma County is roughly 5,281 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Montezuma County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Montezuma County.
View the detailed USDA boundaries and read about general conditions of
Montezuma County, Colorado
.Montezuma County is located in the southwestern part of the great state of Colorado. Named after the famous Aztec emperor Moctezuma II, Montezuma County was established on April 16, 1889, setting itself apart from the western portion of La Plata County. The county has a rich Native American history and encompasses diverse archaeological sites, including the well-preserved Ancestral Puebloan cliff dwellings at Mesa Verde National Park, a UNESCO World Heritage Site.
The Ancestral Puebloans, who inhabited the region over 1,400 years ago, left a lasting cultural impact on Montezuma County. The Native American Ute tribe also has historical ties to the area, dating back to the 13th century. As the years progressed, European exploration and settlement began to take shape during the late 18th and early 19th centuries. The population grew further in the late 19th century due to the discovery of gold and silver, followed by the expansion of the railroad system.
Fun fact: Montezuma County is home to an exceptional example of historical engineering known as the "Hovenweep Castle." This ancient Puebloan marvel is believed to have been a ceremonial or storage structure and is famous for its precariously balanced large stones that have baffled archaeologists for years.
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