USDA loan eligible properties in Montrose County, CO 
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* cities most likely to have USDA loan eligible properties for sale.
Bedrock • Cedar Creek • Cimarron • Coventry • East Vancorum • Fairview • Frost • Lujane • Maher • *Montrose • *Naturita • *Nucla • Oak Grove • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Olathe • Paradox • Pinon • *Redvale • Roe • Uncompahgre • Uravan • Ute • Vancorum • Vernal • West Vancorum
browse list of realtors working in Montrose CountyMontrose has 1 agent ready to help.
Jeffrey Mikesell
There are 639 USDA backed residential loans in Montrose county with an average loan balance of $152,904. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $157,145. On average the rural home size purchased with this loan was approximately 1,484 SqFt. Alternate income limits exist to determine loan eligibility in Montrose county. For a household of upto 4 people the income limit is $92,700. For a household of between 5 and 8 people the income limit increases to $122,350.
The size of Montrose County is roughly 5,814 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Montrose County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Montrose County.
View the detailed USDA boundaries and read about general conditions of
Montrose County, Colorado
.Montrose County is located in the western part of the great state of Colorado. Named after the city of Montrose, it was established on February 11, 1883, as part of the Colorado Territory. The county was named after a character in the Sir Walter Scott's novel, "The Legend of Montrose."
Montrose County is rich in history, with Native American tribes such as the Ute people originally occupying the region. Following the discovery of gold in the area in the mid-19th century, European settlers began to move into the area. The early settlements were focused on farming, mining, and trading. Montrose County played a significant role in the gold and uranium mining industries.
One fun fact about Montrose County is the presence of the Black Canyon of the Gunnison National Park, which is known for its stunning landscapes and unique geological features. The park offers a wide variety of recreational activities such as hiking, rock climbing, fishing, and stargazing, and is well known for the scenic and challenging Gunnison River. The Black Canyon has some of the steepest cliffs and oldest rocks in North America, providing visitors with an incredible opportunity to explore the region's natural beauty and admire its geological wonders.
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