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There are 241 USDA backed residential loans in Otero county with an average loan balance of $69,227. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $75,871. On average the rural home size purchased with this loan was approximately 1,407 SqFt. Alternate income limits exist to determine loan eligibility in Otero county. For a household of upto 4 people the income limit is $92,700. For a household of between 5 and 8 people the income limit increases to $122,350.
The size of Otero County is roughly 3,286 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Otero County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Otero County, CO
* cities most likely to have USDA loan eligible properties for sale.
Ayer • Benton • Bloom • Casa • Castiel • *Cheraw • Elder • Fayette • *Fowler • Hadley • Hawley • Hays • Higbee • Krammes • *La Junta • *La Junta Gardens • La Junta Village • *Manzanola • Mindeman • Newdale • *North La Junta • Ormega • Orr • Randall • Roberta • *Rocky Ford • Shelton • *Swink • Timpas • Vroman
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Otero County.
Otero County is located in the southeastern part of the state of Colorado. Established on March 25, 1889, it was named in honor of Miguel Antonio Otero, who was a prominent Hispanic pioneer and a politician in the New Mexico Territory. The county seat is La Junta, which also serves as its largest city.
The history of Otero County can be traced back to the native tribes and civilizations that inhabited the region centuries ago, such as the Ute and Comanche tribes. Europeans first explored the region in the 16th century, with Spanish explorers such as Francisco Vsquez de Coronado passing through the area in search of the Seven Cities of Gold. The region was claimed by both Spain and France before ultimately becoming part of the United States through the 1803 Louisiana Purchase.
In the mid-19th century, traders and settlers began to establish communities in Otero County, as key trails like the Santa Fe Trail and the Smoky Hill Trail passed through the territory, connecting Missouri to New Mexico and Colorado's central region. The arrival of the railroad in 1875 contributed to the growth and development of La Junta as a central transportation hub.
Agriculture and cattle ranching have remained a significant part of Otero County's economy throughout its history. The Arkansas River and its associated irrigation systems provide water resources to support these endeavors. Additionally, the county has a military presence due to the establishment of Fort Lyon in 1867 and the US Army's Pion Canyon Maneuver Site in nearby Las Animas County.
A fun fact about Otero County is that it is home to the Koshare Indian Museum, located in La Junta. The museum displays a collection of Native American art and artifacts, as well as hosting traditional Native American dance performances by the Koshare Indian Dancersa unique Boy Scout troupe formed in 1933 that combines Boy Scouting with the study and interpretation of Native American culture.