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$549,000   Price Analysis
USDAProperties Agent Contact Page  Agent Details  share icon     map icon  QR
15335 Banks Dr
Panama City, FL 32409
3 bed 3 bath 2,328 SqFt ($235/SqFt)
2.6 acre lot. Built 2003
Listed 2024-07-16, Taxes $2,011
USDA Eligible
near Panama City, FL
 Restrictions may apply
due to home size

Property Details

Waterfront 1 Owner Custom Built Home Located on Spring Fed Lake in Northern Bay County with no boating restrictions- Enjoy waterfront living at its finest with your own over 2.5 Acre slice of Paradise in this Move-In Ready Home. Priced to Sell with Recent Appraisal! This home is the perfect location 1/4 mile off the Hwy 77 and Hwy 20 Intersection, lush foliage with attractive oak trees surround this property giving you privacy. The home has been newly updated and ready for its new owners- Brand new Roof 2023, New HVACs 2021, New Water Softener System 2024, fully repainted inside offering you a attractive neutral canvas to make this home your own, brand new carpeting, new light fixtures throughout and much more. Every detail of this Custom Built Home was well thought out. The Interior features lake views from all the back windows, high ceilings throughout, charming staircase & Impressive Cathedral Ceiling in the Living Room. The large 19x20 Living Room has plenty of space to entertain, lake views from the French doors leading to the back porch, wood burning fireplace & convenient to the Kitchen with a Semi- Open Concept Design. The Kitchen has beautiful custom hardwood cabinetry, large breakfast eating area with lake views, breakfast bar, pantry, lots of countertop space & comes complete with all appliances included. The Formal Dining room is roomy 14x20. The Laundry room has a deep utility sink with washer/dryer hook up . The Master Suite is sure to impress with high ceilings, door to access back porch with lake views, Large 7x6 Double Separate Closets. Master Bath is the perfect place to relax with Double Vanity sinks, sit down ''makeup desk area'', 6 foot wide shower with seat, Deep Jacuzzi Tub & Private potty area. Upstairs you will enjoy 2 large bedrooms with a full bath featuring a tub/shower combo. The upstairs also has its own HVAC unit which helps with energy efficiency. The Exterior of the home has easy to maintain vinyl siding & brand new roof replaced in 2023 with transferable manufacture warranty. This home is well built & sustained Zero Hurricane Michael Damages!

It was well loved & meticulously maintained since built in 2003 by its original owners. The Spring Fed Lake has no restrictions on boating for owners so you are allowed to truly enjoy the waterfront living life style with use of ski boats, fishing boats, jet skis etc! This lake offers exceptional fishing with large bream, bass & other local fresh water fish. Also locatd near the international airport, this home would make a perfect homestead or a convenient vacation home. Don't miss out on the opportunity to own this impressive property! Measurements Approximate. Square Footage taken from recent appraiser measurement, buyer to verify if important, Lot size taken from Property Appraiser Seller does not have a Survey Low Monthly Utility Expenses with Septic System, Private Well with GREAT WATER & Brand New Water Softener System Septic System located in front yard so plenty of backyard space for a future swimming pool!


Presented by Lacy Kirkland Horsley at
Horsley Real Estate Group.
Listing Agent Photo

Property MLS #760002 from CPARMLS

Bedrooms: 3
Primary Bedroom Dimensions: 14 x 17
Primary Bedroom Level: First

Total Bathrooms: 3
Full Bathrooms: 2
1/2 Bathrooms: 1
Primary Bathroom Dimensions: 11 x 16
Primary Bathroom Level: First

Attic
BreakfastBar
CathedralCeilings
Fireplace
Pantry
PullDownAtticStairs
RecessedLighting
SplitBedrooms
EntranceFoyer
Door Features: InsulatedDoors
Window Features: DoublePaneWindows

Dishwasher
ElectricCooktop
ElectricOven
ElectricWaterHeater
Disposal
Microwave
Refrigerator
RangeHood
WaterSoftenerOwned

Porch: 38 x 8
Porch Level: First
Porch Desc: Front Porch
Garage: 23 x 23
Garage Level: First
Garage Desc: 7ft Garage door, pull down stairs attic storage
FullBath: 11 x 5.5
FullBath Level: Second
Bedroom: 24 x 12
Bedroom Level: Second
Bedroom Desc: 15 ft Long without Dormer Area 24 ft with
Bedroom: 24 x 16
Bedroom Level: Second
Bedroom Desc: 15 ft Long without Dormer Area 24 ft with
HalfBath: 7.5 x 6
HalfBath Level: First
Laundry: 9 x 9
Laundry Level: First
Foyer: 13 x 12
Foyer Level: First
Living Room Dimensions: 20 x 19
Living Room Level: First

Cooling Features: CentralAir, CeilingFans, MultiUnits
Heating Features: Central, Fireplaces
Heating: Yes

Breakfast Room Dimensions: 9 x 11
Breakfast Room Level: First
Dining Room Dimensions: 20 x 14
Dining Room Level: First
Kitchen Dimensions: 23 x 13
Kitchen Level: First

Lake
LakeFront
Waterfront

Attached Garage: Yes
Garage Spaces: 2
Parking Features: Attached, Driveway, Garage, GarageDoorOpener

Patio And Porch Features: Covered, Open, Porch
Road Frontage Type: PrivateRoad
Road Surface Type: Dirt
Porch Dimensions: 38 x 12
Porch Level: First
Porch Features: Back Porch

Lot Description: Cleared, Waterfront
Lot Size Acres: 2.6
Lot Size Dimensions: 153 x 740
Lot Size Square Feet: 113256

Elementary School: Deane Bozeman
High School: Deane Bozeman
Middle School: Deane Bozeman

Deane Bozeman School is a public elementary, middle and high school located approximately 2.4 miles away.
directions icon Map directions

Calculated Total Monthly Association Fees: 0

Community Features: ShortTermRentalAllowed, Waterfront

Source Listing Status: Active
County: Bay
Directions: From the Intersection of Hwy 77 & Hwy 20, (@ BP Gas Station) Travel EAST on Hwy 20 approx. 1/4 mile, RIGHT turn onto Banks Drive, Drive way immediately on your RIGHT. Look for sign
Source Property Type: Residential
MLS Area Minor: 0413 - Bay North - Youngstown Area
Source Neighborhood: No Named Subdivision
Parcel Number: 07429-040-110
Postal City: Panama City
Subdivision: No Named Subdivision
Zoning Description: Resid Single Family
Property Subtype: Detached
Source System Name: C2C

YearAssessments
Building + Land
Total
Tax
2022$unknown + $unknown
$238,344
$2,011
2021$unknown + $unknown
$231,402
$2,002
2020$174,458 + $53,749
$228,207
$1,989
2019$177,382 + $53,749
$231,131
$2,020
2018$192,691 + $53,749
$246,440
$2,243
2017$unknown + $unknown
$254,036
$2,386
2016$unknown + $unknown
$248,811
$2,383
2015$unknown + $unknown
$247,081
$2,457
2014$unknown + $unknown
$245,120
$2,428
2013$unknown + $unknown
$241,498
$2,150
2012$unknown + $unknown
$237,462
$2,124
2011$unknown + $unknown
$230,546
$2,377
2010$unknown + $unknown
$227,139
$2,356
2009$unknown + $unknown
$221,167
$2,327
2008$unknown + $unknown
$220,946
$2,146
2007$unknown + $unknown
$214,511
$2,177

Listed 2024-07-16
$549,000
CPARMLS
Listing removed 2015-01-08
$299,000
CPARMLS
Relisted 2014-11-21
$299,000
CPARMLS
Listing removed 2014-01-12
$299,000
CPARMLS
Listed 2013-11-11
$299,000
CPARMLS

Total Square Feet Living: 2328
Year Built: 2003
Construction Materials: VinylSiding
Entry Level: 2
Foundation Details: Slab
Living Area Source: Appraiser
Property Age: 21
Roof: Shingle
Building Total Stories: 2
House Style: Country
Architectural Style: Country

Sewer: SepticTank
ElectricityConnected
PhoneAvailable
SepticAvailable
TrashCollection
WaterAvailable
Water Source: Well
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garage

The property loan eligibility may be subject to additional requirements beyond geographical location including but not limited to the condition of the property. Speak with a real estate professional to find out more about the eligibility of a specific property.