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$399,000   Price Analysis
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1606 Elma Ruth Dr
Panama City, FL 32409
3 bed 2 bath 1,800 SqFt ($221/SqFt)
0.51 acre lot. Built 2019
Listed 2023-08-24, Taxes $1,243
Ⓧ USDA Ineligible
due to property

near Panama City

Rare half acre waterfront property with access to North Bay and the Gulf.

This 3 bedroom/2 bath home with bay view has an open floor plan with a roomy living area offering plenty of room to entertain family and guests. The kitchen island provides lots of counter spce for meal prep and cooking and adds plenty of storage for all those kitchen gadgets. The master bedroom has room for king bed and the large master bath presents a private water closet, inviting soaking tub, separate shower, a double vanity and a sizable walk-in closet.

The guest bedrooms also have walk-in closets and share the hall bath in this split bedroom plan.Outside of the home, you will find a large deck with a view of North Bay, needs repairs, but gives plenty of square footage for patio furniture and a grill. And at water's edge is the canal that leads directly to the bay, you will find your dock(also needing some repairs) to tie up that boat or make a tremendous spot for having your morning coffee. Enjoy the quiet rural neighborhood, but within close proximity to all of the shopping and dining Lynn Haven and Panama City have to offer.


Presented by Kim L Barnard at
Coastal Choice Realty LLC.
Listing Agent Photo

Property MLS #745639 from CPARMLS

Bedrooms: 3
Primary Bedroom Dimensions: 14.5 x 14

Total Bathrooms: 2
Full Bathrooms: 2
Primary Bathroom Dimensions: 14 x 10

KitchenIsland
Pantry
RecessedLighting
SplitBedrooms
UtilityRoom
Flooring: Carpet, Laminate, Plank, Vinyl
Window Features: SomeWindowTreatments

Dishwasher
ElectricOven
ElectricRange
ElectricWaterHeater
PlumbedForIceMaker
Refrigerator
RangeHood
Laundry Features: WasherHookup, DryerHookup

Cooling Features: CentralAir, CeilingFans, Electric
Fireplace Features: Electric
Heating Features: Central, Electric, Fireplaces
Heating: Yes

Dining Room Dimensions: 14 x 10
Dining Room Features: dining area
Kitchen Dimensions: 14 x 14

Living Room Dimensions: 19 x 19

Storage
Frontage Length: 100
Patio And Porch Features: Deck, Open

CanalFront
DockAccess
GulfAccess
Seawall
Waterfront

Lot Description: Waterfront
Lot Size Acres: 0.5050046
Lot Size Dimensions: 220' x 100'
Lot Size Square Feet: 21998

Parking Features: Driveway

View: Bay, Canal

Elementary School: Southport
High School: Deane Bozeman
Middle School: Deane Bozeman

Southport Elementary School is a public elementary school located approximately 1.4 miles away.
directions icon Map directions

Deane Bozeman School is a public elementary, middle and high school located approximately 9 miles away.
directions icon Map directions

Hunter Academy is a private elementary and middle school located approximately 1.8 miles away.
directions icon Map directions

Calculated Total Monthly Association Fees: 0

Annual Tax Amount: 1243
Source Listing Status: Active
County: Bay
Directions: North on Hwy 77, turn Left onto Marina Bay Dr, turn Right onto W Smith Rd, Turn Left onto Elma Ruth Dr, 2nd house on the Left.
Tax Year: 2022
Source Property Type: Residential
MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
Source Neighborhood: Carrie Bell Pt.
Parcel Number: 08578-000-000
Postal City: Panama City
Subdivision: Carrie Bell Pt.
Property Subtype: ManufacturedHome
Source System Name: C2C

YearAssessments
Building + Land
Total
Tax
2022$72,831 + $69,443
$142,274
$1,243
2021$73,075 + $65,182
$138,257
$1,235
2020$73,075 + $63,928
$137,003
$1,194
2019$unknown + $unknown
$69,993
$418
2018$unknown + $unknown
$148,672
$1,394
2017$unknown + $unknown
$138,202
$1,291
2016$unknown + $unknown
$135,359
$1,289
2015$unknown + $unknown
$134,418
$1,324
2014$unknown + $unknown
$133,351
$1,308
2013$unknown + $unknown
$131,380
$1,153
2012$unknown + $unknown
$129,184
$1,137
2011$unknown + $unknown
$125,421
$1,120
2010$unknown + $unknown
$123,567
$1,110
2009$unknown + $unknown
$120,318
$1,092
2008$unknown + $unknown
$120,198
$1,004
2007$unknown + $unknown
$116,697
$1,083

Price Changed 2024-02-23
$399,000
CPARMLS
Price Changed 2023-09-21
$415,000
CPARMLS
Listed 2023-08-24
$425,000
CPARMLS
Listing removed 2019-02-05
$0
CPARMLS
Listing removed 2019-01-28
$249,900
CPARMLS
Listed 2018-07-02
$249,900
CPARMLS
Sold 1993-10-01
$68,500
Public Record
Sold 1985-11-01
$60,000
Public Record

Total Square Feet Living: 1800
Year Built: 2019
Entry Level: 1
Living Area Source: Appraiser
Property Age: 5
Property Condition: Fixer
House Style: MobileHome
Architectural Style: MobileHome

Sewer: SepticTank
ElectricityAvailable
SepticAvailable
WaterAvailable
Water Source: Public
Click Thumbnail Images To View Full Size
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bedroombedroombathroomfloor_plan

The property loan eligibility may be subject to additional requirements beyond geographical location including but not limited to the condition of the property. Speak with a real estate professional to find out more about the eligibility of a specific property.