USDA Eligibility Boundaries for Bay, Florida

 
87.7% of Bay County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Bay county is rated a 4. The average temperature during the month of June is 81.9℉ and the average temperature in January is 53.8℉. The typical humidity of this area is approximately 74% and the area covered by water is 26.09%. The overall influence score for Bay is 2.

The map below displays geographic boundaries of Bay, Florida with a blue border. Regions of Florida that are highlighted in red are not eligible for USDA backed home loan programs in the state of Florida. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Washington is 38 kilometers to the north, Calhoun is 43 kilometers to the east and Gulf is 51 kilometers to the south east.
  Select a City in Bay   Allanton Bahama Beach Bayhead Bayou George Bayview Beacon Beach Bennett Betts Biltmore Beach Brannonville Cairo* Callaway Cedar Grove Cromanton Delwood Beach Dirego Park Econfina Farmdale Fountain Gulf Lagoon Beach Gulf Resort Beach Hollywood Beach Laguna Beach Laird Long Point Lower Grand Lagoon Lynn Haven Magnolia Beach Majette* Mexico Beach Nixon Open Sands* Panama City Panama City Beach Parker Pine Log Pretty Bayou Resota Beach San Blas Saunders Seminole Hills Southport Springfield Sunnyside Tyndall AFB Upper Grand Lagoon Vicksburg West Bay Youngstown

Select from the above list of cities in Bay County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Florida.

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Bay County is located on the Florida panhandle and has a population of 168,852 (as of 2019). It is one of the fastest growing counties in Florida and is comprised of several cities, including Panama City, Panama City Beach, Lynn Haven, Callaway, Parker and Springfield. The median household income in Bay County is $44,366 and the poverty rate is 18.1%.

The majority of Bay County residents are Caucasian (79.9%), followed by African American (13.7%), Hispanic or Latino (7.2%) and Asian (2.2%). The median age in Bay County is 40.3 years old.

Most of Bay County's housing stock consists of single-family homes and apartments. The median home value in Bay County is $140,000 and the median rent price is $845 per month. There are many parks and recreational areas throughout the county, including St Andrews State Park, which offers hiking trails, fishing piers, picnic areas, beaches and swimming pools. The climate in Bay County is humid subtropical with mild winters and hot summers.

Bay, Florida

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Florida USDA program details you can also contact:

For general questions on USDA rural development in Florida:
Please call the State Office at (352) 338-3400.

Featured Property from USDA Loan Eligible Regions of Florida