Find USDA Eligible Properties in Calhoun County
Looking to buy in Calhoun County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Calhoun County, FL 
* cities most likely to have USDA loan eligible properties for sale.
*Altha • *Blountstown • Broad Branch • Chason • Chipola • Clarksville • Cox • Frink • Henderson Mill• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Kinard • Ocheesee • Scotts Ferry • Selman • Sharpstown • Willis
There are 91 USDA backed residential loans in Calhoun county with an average loan balance of $106,575. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $113,825. On average the rural home size purchased with this loan was approximately 1,638 SqFt. Calhoun county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Calhoun County is roughly 1,486 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Calhoun County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Calhoun County.
View the detailed USDA boundaries and read about general conditions of
Calhoun County, Florida
.Calhoun County, located in the great state of Florida, was founded on January 26, 1838. It was named after John C. Calhoun, an American politician, and statesman who served as the seventh vice president of the United States from 1825 to 1832. The county is situated in the northwestern region of Florida, known as the Florida Panhandle. This area is famous for its lush rural landscape and small-town charm.
The county has a long history that predates the arrival of European settlers. It was originally inhabited by Native American tribes such as the Muscogee, who were part of the larger Creek Confederacy. In the early 19th century, the region saw the arrival of American settlers who established cotton plantations, as the fertile land was ideal for this crop. This marked the beginning of the area's agricultural tradition, which continues to this day.
During the Civil War, Calhoun County supported the Confederacy, and many residents fought in local militias. In the years that followed, the county underwent a period of significant growth, with industries like logging and river commerce taking off in the latter half of the 19th and early 20th centuries.
One fun fact about Calhoun County is that it is home to the Panhandle Pioneer Settlement, a living history museum that offers visitors a glimpse into the past. The museum features restored historical buildings, including a general store, a one-room schoolhouse, and a blacksmith shop, enabling visitors to experience life as it was during the early days of the county.
Featured Cities of Florida
browse list of realtors working in Calhoun CountyCalhoun county has 1 usdaproperties.com realtor ready to help with your search!
| June 2025 Featured Agent | |
|---|---|
| Mitch Willis | from Hudson Willis Group Powered by LPT Realty |
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