Find USDA Eligible Properties in Charlotte County

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Realtors in Charlotte browse list of realtors working in Charlotte County
Charlotte county has 3 realtors ready to help with your search!

May 2024 Featured Agents
Kathy Weithman   from   CCRFL, LLC
Annie Jordan   from   Exp Realty, LLC
Lyndsey Lamb   from   Guardian Real Estate Group

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in Charlotte County, Florida?

There are 85 USDA backed residential loans in Charlotte county with an average loan balance of $129,762. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $131,629. On average the rural home size purchased with this loan was approximately 1,782 SqFt. Charlotte county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Charlotte County is roughly 1,923 square kilometers. USDA defined regions of rural loan ineligibility in Charlotte cover 548 square kilometers of the county. Approximately 28.5% of Charlotte County is ineligible for traditional USDA home loans. The influence score for Charlotte County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Charlotte County, FL   Charlotte QR code
* cities most likely to have USDA loan eligible properties for sale.

Acline   •   Aqui Esta   •   Bermont   •   Cape Haze   •   Charlotte Harbor   •   Charlotte Park   •   *Cleveland   •   El Jobean   •   Gilchrist   •   Grove City   •   Harbor View   •   *Harbour Heights   •   Manasota Key   •   Morgantown   •   Murdock   •   New Point Comfort   •   Peace River Shores   •   Pirate Harbor   •   Placida   •   Port Charlotte   •   Punta Gorda   •   Punta Gorda Beach   •   Ridge Harbor   •   Rotonda   •   Sans Souci   •   *Solana   •   South Punta Gorda Heights   •   Tee and Green Estates   •   Tropical Gulf Acres

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Charlotte County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Charlotte County, Florida
USDA Boundary Details

Charlotte County, situated on the southwest coast of Florida, was established on April 23, 1921, from a portion of DeSoto County. Named in honor of Queen Charlotte Sophia, the wife of British King George III, the county has a rich and intriguing history.

The region was originally inhabited by Native American tribes, such as the Calusa and Seminole. Spanish explorers, including Ponce de Leon, arrived in the early 16th century, and Florida became a Spanish colony. The territory changed hands between the Spanish, British, and eventually the United States in 1821.

Punta Gorda, the county seat, was founded in 1884, strategically located at the intersection of Charlotte Harbor and the Peace River. The arrival of the Florida Southern Railway in the late 19th century greatly aided the growth and development of the region. The railway helped establish connections to multiple destinations, spurring trade and the local economy.

One fun fact about Charlotte County is that it hosts an annual "Discover the Island" event allowing visitors to explore Gasparilla Island and Boca Grande both essential to the region's history through guided tours of cultural and historical sites such as the Boca Grande Lighthouse and Port Boca Grande.

Featured Cities of Florida
Tee_and_Green_Estates Cape_Haze
Featured Properties from USDA Loan Eligible Regions of Charlotte County
25442 Saint Helena Ln
Punta Gorda, FL

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409 Blue Springs Ct # 199
Englewood, FL

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17495 Boca Vista Rd Unit 7
Punta Gorda, FL

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42536 Atlas Dr
Punta Gorda, FL

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