Find USDA Eligible Properties in Charlotte County


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There are 85 USDA backed residential loans in Charlotte county with an average loan balance of $129,762. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $131,629. On average the rural home size purchased with this loan was approximately 1,782 SqFt. Charlotte county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Charlotte County is roughly 1,923 square kilometers. USDA defined regions of rural loan ineligibility in Charlotte cover 548 square kilometers of the county. Approximately 28.5% of Charlotte County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Charlotte County, FL   Charlotte QR code
* cities most likely to have USDA loan eligible properties for sale.

Acline   •   Aqui Esta   •   Bermont   •   Cape Haze   •   Charlotte Harbor   •   Charlotte Park   •   *Cleveland   •   El Jobean   •   Gilchrist   •   Grove City   •   Harbor View   •   *Harbour Heights   •   Manasota Key   •   Morgantown   •   Murdock   •   New Point Comfort   •   Peace River Shores   •   Pirate Harbor   •   Placida   •   Port Charlotte   •   Punta Gorda   •   Punta Gorda Beach   •   Ridge Harbor   •   Rotonda   •   Sans Souci   •   *Solana   •   South Punta Gorda Heights   •   Tee and Green Estates   •   Tropical Gulf Acres

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Charlotte County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Charlotte County, Florida
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Charlotte County