USDA Eligibility Boundaries for Charlotte, Florida Charlotte QR code


State Welcome Sign  CharlotteCounty Seal
71.5% of Charlotte County is eligible for a USDA home loan.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Charlotte county is rated a 6. The average temperature during the month of June is 82.2℉ and the average temperature in January is 64.0℉. The typical humidity of this area is approximately 72% and the area covered by water is 19.27%. The overall influence score for Charlotte is 2.

The map below displays geographic boundaries of Charlotte, Florida with a blue border. Regions of Florida that are highlighted in red are not eligible for USDA backed home loan programs in the state of Florida. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Sarasota is 51 kilometers to the north west, DeSoto is 32 kilometers to the north and Lee is 37 kilometers to the south.

Select from the above list of cities in Charlotte County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Florida.


County level USDA loan eligibility boundaries for Charlotte, Florida



Charlotte County, Florida is located in the southwestern part of the state, on the Gulf of Mexico. It has a population of about 173,000 people and is the second largest county in Southwest Florida. The median age in Charlotte County is 56 years old and nearly 17% of the population is over the age of 65. The median household income is $50,558 and the poverty rate is 10.9%.

Charlotte County is home to several major cities including Port Charlotte, Punta Gorda, and Englewood. The county offers a variety of housing options from luxury waterfront homes to rural farms and ranches. The cost of living in Charlotte County is slightly below the national average, making it an affordable place to live for retirees and families alike. The climate in Charlotte County is mild year-round with temperatures rarely getting below 50 degrees Fahrenheit or above 90 degrees Fahrenheit. Residents enjoy a wide range of outdoor activities such as fishing, boating, kayaking, and golfing.


Charlotte, Florida
Rural homes in Charlotte, Florida
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Florida USDA program details you can also contact:
For general questions on USDA rural development in Florida:
Please call the State Office at (352) 338-3400.
Featured Property from USDA Loan Eligible Regions of Florida
State Welcome Sign

7364 NW 115th Rd
Alachua, FL

property photo