Find USDA Eligible Properties in Citrus County
Looking to buy in Citrus County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Citrus County, FL 
* cities most likely to have USDA loan eligible properties for sale.
Arlington • *Beverly Hills • *Black Diamond • Catawba • Chassahowitzka • Citronelle • *Citrus Hills • *Citrus Springs • *Crystal River • Cutlers • *Floral City • *Hernando • Holder • *Homosassa• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Homosassa Springs • *Inverness • *Inverness Highlands North • *Inverness Highlands South • Landrum • *Lecanto • Ozello • Paradise Point • *Pine Ridge • Pineola • Red Level • *Sugarmill Woods
There are 850 USDA backed residential loans in Citrus county with an average loan balance of $92,539. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $96,624. On average the rural home size purchased with this loan was approximately 1,569 SqFt. Citrus county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Citrus County is roughly 1,554 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Citrus County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Citrus County.
View the detailed USDA boundaries and read about general conditions of
Citrus County, Florida
.Citrus County is located on the west coast of Florida and is part of the Nature Coast region. It was established on June 2, 1887, and was named after the citrus groves that once dominated the area. The original county seat was Mannfield, but in 1891, the seat was moved to Inverness after the construction of the courthouse.
The historical background of Citrus County is marked by Native American settlements, like the Tocobaga and Timucua tribes, and later by Spanish explorers in the 16th century. The first permanent European settler in the area was David Yulee, who constructed the Yulee Sugar Mill Ruins in 1851. In later years, Citrus County became an important hub for turpentine and timber industries, with the towns of Dunnellon and Crystal River serving as important centers for the phosphate industry.
One fun fact about Citrus County is that it is home to a significant population of West Indian Manatees who inhabit the Crystal River and Homosassa River, making it one of the best places in the world to view these gentle marine creatures up close, especially during the winter months when they migrate to the area's springs for warmth. The Crystal River National Wildlife Refuge was established in 1983 to protect the manatees and their habitat. The county's natural landscapes also provide ample opportunities for outdoor recreational activities such as fishing, kayaking, and birdwatching.
Featured Cities of Florida
browse list of realtors working in Citrus CountyCitrus county has 7 usdaproperties.com realtors ready to help with your search!
| May 2025 Featured Agents | |
|---|---|
| Frank N Falbo PA | from Platinum Homes and Land Realty |
| Christa Vivolo | from Tropic Shores Realty |
| Jon-Pierre Dupuy | from Berkshire Hathaway Home Services FLPG |
| James Couchman | from Dennis Realty and Investment Corp. |
| Tracy Zellers | from Fontana Realty |
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