Find USDA Eligible Properties in Clay County


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Featured agents: Sam Vinson
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There are 1,050 USDA backed residential loans in Clay county with an average loan balance of $144,491. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $146,795. On average the rural home size purchased with this loan was approximately 1,785 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clay County is roughly 1,665 square kilometers. USDA defined regions of rural loan ineligibility in Clay cover 175 square kilometers of the county. Approximately 10.5% of Clay County is ineligible for traditional USDA home loans. The influence score for Clay County is 2. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, FL   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

*Asbury Lake   •   BellairMeadowbrook Terrace   •   Belmore   •   Camp Echockotee   •   Doctors Inlet   •   Fellowship Park   •   Fleming Island   •   *Green Cove Springs   •   Hibernia   •   Highland   •   Hugh   •   *Keystone Heights   •   Kingsley   •   Kingsley Beach   •   Kingsley Village   •   Lake Geneva   •   Lakeside   •   Leno   •   Loch Lommond   •   Magnolia Springs   •   Meadowbrook Terrace   •   *Middleburg   •   Neilhurst   •   North Meadowbrook Terrace   •   Oakleaf Plantation   •   Orange Park   •   Pass Station   •   *Penney Farms   •   Rideout   •   Ridgewood   •   Russell   •   Walkill   •   West Tocoi

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Clay County, Florida
USDA Boundary Details
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Featured Cities
Kingsley Walkill
Featured Properties from USDA Loan Eligible Regions of Clay County
2930 Owl Ct
Green Cove Springs, FL

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137 W Washington St
Starke, FL

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3185 Peppertree Dr
Middleburg, FL

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813 N Cypress Ave
Green Cove Springs, FL

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